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Author(s):Black, R., and Huelsman, M.
Title:Overcoming obstacles to college attendance and degree completion: Toward a pro-college savings agenda
Organization:New America Foundation
Short Description:This paper examines current trends in college cost and college financing, the role of savings in increasing postsecondary access and completion, and present a framework for developing a pro-college savings agenda and specific policy recommendations to overcome obstacles currently faced by low-income students.
Annotation:The rise in student loan debt has directed critical attention to the growing pace of college costs as well as the reliance on loans to finance those costs. For graduates entering the workforce in recent years, many are finding that they are unable to find the type of job they thought they were securing when they received their degree, if they are able to find a job at all. Consequently, more loans are going unpaid and student loan debt has become the only class of consumer debt where defaults are increasing. While debt is a clear indicator of the flaws in the current way that postsecondary education is financed, a less visible consequence is the number of students who never make it to college because they perceive it as financially out of reach or the attrition of students who cannot afford to persist. Students need a way to finance college that helps them build the expectation that college is an attainable goal and the resources to make it a reality without compromising their future financial well-being. This paper examines current trends in college cost and college financing, the role of savings in increasing postsecondary access and completion, and present a framework for developing a pro-college savings agenda and specific policy recommendations to overcome obstacles currently faced by low-income students.
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Associated Keywords:
College Access
Financial Aid, Affordability, Tuition, and Costs
Low-Income Students
Saving for College

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Paying for college: Changes between 1990 and 2000 for full-time dependent undergraduates
Show us the money: Low-income students, families, and financial aid
Basic facts about in-state tuition for undocumented immigrant students
Policies in sync: Appropriations, tuition, and financial aid in higher education
Lumina Foundation focus: Restricted access: The doors to higher education remain closed to many deserving students
Access for all? Debating in-state tuition for undocumented alien students
Collision course: Rising college costs threaten America’s future and require shared solutions
Education as crime prevention: Reinstating Pell Grant eligibility for the incarcerated
What's at stake? The social and economic benefits of higher education
Network news: Focus on finance policy, access, and affordability
The access challenge: Rethinking the causes of the new inequality
College access in Indiana and the United States: A 2005 status report
The policy of choice: Expanding student options in higher education
Persistence and attainment of beginning students with Pell Grants
Trends in student aid 2003
State merit scholarship programs and racial inequality
Institutional grants and baccalaureate degree attainment
Dealing with debt: 1992-93 bachelor's degree recipients 10 years later
Student financing of undergraduate education 2003-04, with a special analysis of the net price of attendance and federal education tax benefits
American higher education: How does it measure up for the twenty-first century
Policy on dual credit courses taught in high schools by high school faculty
Project on student debt.org
Taxing matters
Impact of student aid program design, operations, and marketing on the formation of family college-going plans and resulting college-going behaviors of potential students
Critical postsecondary education issues in Indiana
Postsecondary Education English Spanish Glossary
The art of student retention
Financial aid issues for students from low income families
Doors of opportunity opening or closing: We are using tax credits and tuition discounts to appease middle-class voters instead of expanding educational opportunity
Access and persistence: Summer 2005
The student debt dilemma: Debt aversion as a barrier to college access
Reframing the student loan costing debate: The benefits of competition
Debt burden: A comparison of 1992-93 and 1999-2000 bachelor's degree recipients a year after graduating
Student financing of undergraduate education: 1999-2000
Financial aid: A shared agenda to achieve access and success for under-served students
The case for more attention to financial assistance for adult learners in Indiana who will need to seek Bachelor's degree completion at a distance
Despite surging endowments, high-ranking universities and colleges show disappointing results in enrolling low-income students
Rewarding persistence: Effects of a performance-based scholarship program for low-income parents
Student debt and the class of 2007
Community colleges: A route of upward economic mobility
Campus commons? What faculty, financial officers, and others think about controlling college costs
Squeeze play 2009: The public's views on college costs today
FinAid: Income-based repayment
When Johnny (or Janelle) comes marching home: National, state, and institutional efforts in support of veterans' education
Top ten state policy issues for higher education in 2009
Promoting economic mobility by increasing postsecondary education
A new goal for America's high schools: College preparation for all
Financial aid in theory and practice
Connext Postsecondary Assessment System
What does a college degree cost? Comparing approaches to measuring "cost per degree"
Characteristics of private student loan borrowers who do not use federal education loans
Using increased funding under the Workforce Investment Act to create multiple pathways to marketable postsecondary credentials and middle-class employment
Delta project on postsecondary education costs, productivity, and accountability
Education Finance Council (EFC)'s financial literacy homepage
The costs and benefits of an excellent education for all of America's children
Do support services at community colleges encourage success or reproduce disadvantage?
Orphan Foundation of America
Course-taking patterns and preparation for postsecondary education in California's public university systems among minority youth
Colleges and universities expand efforts to improve access and affordability
Creating change one step at a time: Efforts to improve college access and success in Indiana
Frequently asked questions regarding public service loan forgiveness
Loan forgivness for public service employees
Student loans: Avoiding deceptive offers
Condition of education 2008
Transition matters: Community college to bachelor's degree
Project Complete
Lifelong learning: New strategies for the education of working adults
Economic state of young America
A new kind of student aid: Creating, implementing and assessing the Millennium Access Bursaries
Measuring the effectiveness of student assistance - Annual report 2006
The 2008 amendments to the Higher Education Act: Are we on the right track?
Postsecondary institutions and price of attendance in the United States: Fall 2008 and degrees and other awards conferred: 2007-08, and 12-month enrollment 2007-08
Trends in student aid 2009
Measuring the Effectiveness of Student Assistance (MESA) -- Annual Report 2007
Immigrant parents' investments in their children's post-secondary education
Strategies to empower low-income and minority students in gaining admission to and paying for college
Loan forgiveness for public service employees
How America pays for college 2009: A national study by Gallup and Sallie Mae
Postsecondary education: Cultural, scholastic and economic drivers
Canadian college student finances: Third edition (2005)
The Millennium Bursary in British Columbia: Exploring its impact: Summary report (2004)
Canadians’ attitudes towards financing postsecondary education: Who should pay and how?
Pressure points in student financial assistance: Exploring the “Making Ends Meet” database
Report on student debt: Canadian college student survey and Canadian undergraduate survey consortium
Investing in their future: A survey of student and parental support for learning
State and community-based promise programs: Early commitments of financial aid for college
ACE Online Information Center
Canadian college student finances: Second edition
Deciding about post-secondary education: Hearing the voices of non-attendees
The price of knowledge: Access and student finance in Canada
Student Financial Survey: Baseline Results (2001)
High school dropouts and the economic losses from juvenile crime in California
Reaching higher: Strategic initiatives for higher education in Indiana (Updated 2010 Version)
Good data. Better policy. Stronger commitment. Improved outcomes.
Expanding access and opportunity: The Washington State Achievers Program
Paying for college: Students from middle-income backgrounds
Putting students ahead of private banks: Student Aid and Fiscal Responsibily Act (SAFRA) myths-facts
Financial education in TRIO programs
A shared agenda: P-12 and postsecondary policy recommendations: Moving toward a more cohesive continuum of federal support for college opportunity
Community colleges as gateway and gatekeeper: Moving beyond the access "saga" to outcome equity
Lowering student loan default rates: What one consortium of historically black institutions did to succeed
Open-access colleges responsible for greatest gains in graduation rates
Promising practices: What works in the Midwest: New approaches to improving college access, persistence, and success: Three exemplary postsecondary opportunity programs
Completion matters: The high cost of low community college graduation rates
Much accomplished, much at stake: Performance and policy in Maryland higher education
Beyond the master plan: The case for restructuring baccalaureate education in California
High debt, low information: A survey of student loan borrowers
Compendium of practices to increase Latino college completion 2012: Profiles of organizational efforts
2011 Survey of differential tuition at public higher education institutions
Simplifying student aid: What it would mean for states
Boosting postsecondary education performance
Borrowers on hold: Student loan collection agency complaint systems need massive improvement
Using state policies to ensure effective assessment and placement in postsecondary education
MPI updates national and state level estimates of potential DREAM Act beneficiaries
Stopped short: 2.1 Million adults in Florida went to college but didn't finish
Postsecondary institutions and price of attendance in 2011-12, degrees and other awards conferred: 2010-11, and 12-month enrollment: 2010-11
Financial Aid Shopping Sheet
Private student loans
2012 Household financial planning survey
Fall 2011: Estimated headcount enrollment and Pell Grant trends
The college completion agenda: 2011 state policy guide
Dramatically bringing down the cost of education with OER: How open education resources unlock the door to free learning
SREB: State data exchange report: 42 Years and still counting: 2010-11 Indicators report
Prison vs. Princeton
Opportunity road: The promise and challenge of America's forgotten youth
Mobility makers
Student debt and the class of 2010
Up for grabs: The gains and prospects of first- and second generation young adults
Cheap for whom? How much education costs taxpayers
The relevance of Asian Americans and Pacific Islanders in the college completion agenda
The road ahead: A look at trends in the educational attainment of community college students
State Policies Affecting the “Adult Re-Entry Pipeline” in Postsecondary Education: Results of a Fifty-State Inventory
Getting through: Higher education's plan to increase the college completion rates of Boston public schools graduates
Top ten higher education policy issues for 2011
Improving child care access to promote postsecondary success among low-income parents
Piling it on: The growth of proprietary school loans and the consequences for students
Cohort default rate resources
Trends in student financing of undergraduate education: Selected years, 1995-96 to 2007-08
Beyond basic skills: State strategies to connect low-skilled students to an employer-valued postsecondary education
The educational experience of young men of color: Federal legal implications and policy guidance
Developing 20/20 vision on the 2020 degree attainment goal: The threat of income based inequality in education
Critical choices: How colleges can help students and families make better decisions about private loans
Unlocking doors and expanding opportunity: Moving beyond the limiting reality of college and career readiness in California high schools
Opportunities for efficiency and innovation: A primer on how to cut college costs
Divided we fail in LA: Improving completion and closing racial gaps in the Los Angeles community college district
Winning by degrees: The strategies of highly productive higher-education institutions
Class differences: Online education in the United States, 2010
Proposed legislative changes to the post-9/11 GI Bill: Potential implications for veterans and colleges
How increasing college access is increasing inequality, and what to do about it
We dream a world: The 2025 vision for black men and boys
2010 census of male-focused programs: A snapshot of programs and organzations supporting American males
Which students to serve? Universal or targeted eligibility for postsecondary opportunity programs
Profiting from health care: The role of for-profit schools in training the health care workforce
Academic competitiveness and national SMART grant programs: First-year lessons learned
The return on the federal investment in for-profit education: Debt without a diploma
Web tables - trends in undergraduate stafford loan borrowing: 1989-90 to 2007-08
Partnerships between community colleges and prisons: Providing workforce education and training to reduce recidivism
Why is college so expensive?
A stronger nation through higher education: Why Americans must achieve a "big goal" for college attainment
Partnerships that promote success: Lessons from the evaluation of the Jack Kent Cooke Foundation's Community College Transfer Initiative
The college completion agenda: State policy guide
From capacity to success: HSIs and Latino student success through Title V
Ahead of the curve: State success in the developmental education initiative
Portable, stackable credentials: A new education model for industry-specific career pathways
Improving the college scorecard: Using student feedback to create an effective disclosure
Four Cornerstones of Financial Literacy Curriculum
Feed the Pig Financial Planning for College
The missing "one-offs": The hidden supply of high achieving, low-income students
The role of community-based organizations in the college access and success movement
What works for Latino student success in higher education: 2012 Compendium, profiles of selected programs
"I came in unsure of everything": Community college shifts in students' confidence
Trends in college pricing 2012
Staying in school: A proposal to raise high school graduation rates
Adult college completion toolkit
Annual report of the CFPB student loan ombusman
Challenge the status quo: Academic success among school-age African-American males
The college completion agenda: 2010 progress report
From access to success: A funder's guide to ensuring more Americans earn postsecondary degrees
New approaches to improving college access, persistence, and success: Three exemplary postsecondary opportunity programs
Complete to compete: Common college completion metrics
Investing in education and equity: Our nation's best future
Federal Student Aid strategic plan: FY 2011-15
Student debt and the class of 2009
Financial aid at California community colleges: Pell grants and fee waivers in 2003-04
Cracking the student aid code: Parent and student perspectives on paying for college
Top 10 higher education state policy issues for 2011
The (un)productivity of American higher education: From cost "dis-ease"to cost effectiveness
Student poll: Many college-bound students report difficulty affording a college education
The heart of student success: Teaching, learning, and college completion
HBCU distance learning 2010
Student lending's failing grade
Unequal aid: Discriminatory treatment of gay and transgender applicants and families headed by same-sex couples in the higher education financial aid process
Farther, faster: Six promising programs show how career pathway bridges help basic skills students earn credentials that matter
One year out: Findings from a national survey among members of the high school graduating class of 2010
The EFC formula, 2012-2013
The distribution of grants and scholarships by race
Boosting college completion for a new economy
Developmental Education Initiative (DEI) self-assessment tool
Front and center: Critical choices for higher education
Lumina Foundation Focus: Un nuevo dia: As Latino population grows, so must college attainment
Unfulfilled expectations: Recent college graduates struggle in a troubled economy
Optimism, college major, and post-secondary dropout
The undereducated American
Delinquency: The untold story of student loan borrowing
Trends in student financing of graduate and first professional education: Selected years 1995-96 to 2007-08
DOD Education benefits: Increased oversight of tuition assistance program is needed
The College Access Challenge Grant (CACG) program
Creating opportunities in health care: The community college role in workforce partnerships
Students speak! Understanding the value of HBCUs from student perspectives
Performance incentives to improve community college completion: Learning from Washington State's Student Achievement Initiative (a state policy brief)
Trends in college pricing 2010
Leaving no worker behind: Community colleges retrain the Michigan workforce-and themselves
Improving community college success
Higher education reform: Next-generation models to increase success and control costs
Using data to drive change: A guide for college access and success stakeholders
Testing the impact of Higher Achivement's year-round out-of-school-time program on academic outcomes
Focus on education for the formerly incarcerated
Military service members and veterans: A profile of those enrolled in undergraduate and graduate education in 2007-08
Federal education tax benefits: Who receives them and to what extent do they shape the price of college attendance?
For profit schools: Experiences of undercover students enrolled in online classes at selected institutions
Men of color: Ensuring the academic success of Latinos in higher education
The expansion of private loans in postsecondary education
Can applying to more colleges increase enrollment rates?
No DREAMers left behind: The economic potential of DREAM Act beneficiaries
Black male student success in higher education: A report from the national black male college achievement study
Know before you owe (student loans)
Making college more affordable: The president's plan to lower college tuition is a good first step but more can be done
Pathways to success: Integrating learning with life and work to increase national college completion
Building pathways to transfer: Community colleges that break the chain of failure for students of color
The impacts of state performance funding systems on higher education institutions: Research literature review and policy implications
The college completion agenda: 2011 progress report
Gains and gaps: Changing inequality in U.S. college entry and completion
Jobs, jobs, jobs: Challenges community colleges face to reach the unemployed
The long-term impacts of teachers: Teacher value-added and student outcomes in adulthood
Student voices on the higher education pathway: Preliminary insights & stakeholder engagement concerns
College rewired: Innovative approaches help higher education connect to productivity
The stealth inequities of school funding: How state and local school finance systems perpetuate inequitable school spending
College is affordable: A pilot study
Advancing to completion: Increasing degree attainment by improving graduation rates and closing gaps for Hispanic students
Repository of resources for undocumented students
The effect of housing wealth on college choice: Evidence from the housing boom
Refocusing adult education on career and postsecondary success: An analysis of adult education (Title II) in WIA reauthorization proposals
Is college affordable? In search of a meaningful definition
Measuring efficiency in the community college sector
It's a matter of time: Low-income students and community colleges
College hopes and worries survey
2012 State of the state addresses: Governors' top education issues
The Adult Education and Economic Growth Act: Toward a modern adult education system and a more educated workforce
Tying funding to community college outcomes: Models, tools, and recommendations for states
On the road to success
The role of minority-serving institutions in redefining and improving developmental education
Maximizing the College Choice Process to Increase Fit & Match for Underserved Students
2011 Year in review: Global changes in tuition fee policies and student assistance
Grading student loans
The best of two worlds: Lessons from a community college-community organization collaboration to increase student success
Leadership to enhance college access and success
Promising practices: What works in the midwest: A report from the Wisconsin Center for the Advancement of Postsecondary Education (WISCAPE)
Interventions to support readiness, recruitment, access, transition, and retention for postsecondary education success: An equity of opportunity policy and practice analysis
Federal Student Aid: Grant Programs Factsheet
Federal Student Aid: Grant Programs Factsheet (Spanish language version)
Special populations: Tips for completing the Free Application for Federal Student Aid (FAFSA)
Current challenges and opportunities in preparing rural high school students for success in college and careers: What federal policymakers need to know
Baccalaureate success of transfers and rising four-year college juniors
2009 What works for Latinos in higher education
Bridging the gaps to success: Promising practices for promoting transfer among low-income and first generation students: An in-depth study of six exemplary community colleges in Texas
Guiding the way to higher education: Families, counselors, and communities together
Rebalancing the mission: The community college completion challenge
Effectiveness of fully online courses for college students: Response to a department of education meta-analysis
Maintenance of effort: An evolving federal-state policy approach to ensuring college affordability
Interview with Anthony P. Carnevale
Advancing by degrees: A framework for increasing college completion
High hopes, big debts (class of 2008)
College Savings Foundation
Income Based Repayment Calculator
Connected by 25: Effective policy solutions for vulnerable youth
Policy on dual credit opportunities in Indiana
Why stop after high school?: A descriptive analysis of the most important reasons that high school graduates do not continue to PSE
Report on the meta-analysis of post-secondary institutional graduate surveys
Canadian college student finances
Steps to success: Analyzing milestone achievement to improve community college student outcomes
Student loan forgiveness programs: An evolving workforce development tool
Parental transfers, student achievement, and the labor supply of college students
The impact of bursaries: Debt and student persistence in post-secondary education
Embracing differences: Post-secondary education among Aboriginal students, students with children and students with disabilities (2005)
Is university education in Canada more affordable than in the United States?: A Review of the Argument Presented in The affordability of university education: A perspective from both sides of the 49th parallel
More guidance, better results? Three-year effects of an enhanced student services program at two community colleges
Stronger department of education oversight needed to help ensure only eligible students receive federal student aid
An analysis of section 529 college savings and prepaid tuition plans
The critical role of financial aid for first-time/full-time students enrolling at rural-serving community colleges
What we must to do to create a system that prepares students for college success
Institutional transfer and the management of risk in higher education
The millennium bursary in New Brunswick: Impact on debt and persistence
Do Perceptions Matter Regarding the Costs and Benefits of a Post-Secondary Education?
Access to Medical Education in Canada: Do Differing Tuition Regimes Affect Access and Career Choice?
Trends in college pricing 2009
Promoting student success in community colleges by increasing student support services
The connection strategy: Preparing young people to succeed in college and beyond
Education and training for TANF recipients: Opportunities and challenges under the final rule
Back to basics: Improving college readiness of community college students
Early and often: Designing a comprehensive system of financial aid information
Modeling Hispanic-Serving Institutions (HSIs): Campus practices that work for Latino students
Confronting the "new" American dilemma: Underrepresented minorities in engineering: A data-based look at diversity (Executive Summary)
Funding education beyond high school: The guide to federal student aid 2009-10
Financial aid consultants and scholarship search services fact sheet
English-Spanish glossary of student financial aid and postsecondary education
Searchable English-Spanish glossary
Becoming credit-wise: What students (and you!) should know
Building a data sharing network of scholarship programs for alumni of foster care
Higher education: Tuition continues to rise, but patterns vary by institution type, enrollment, and educational expenditures
What every college access practitioner should know: About sources of funding and other support
Indiana college access funding organizations
Reaching higher college completion (working paper)
Early intervention programs: Opening the doors to higher education
Early intervention program and college partnerships
Counselors and Mentors Handbook on Federal Student Aid: A Guide for Those Helping Students Prepare for Postsecondary Education
Ed Fund
On ramp to college: A state policymaker's guide to dual enrollment
Federal Aid First
The credit crunch and student loans: Don't react before getting the facts
Engaging faculty and staff: An imperative for fostering retention, advising, and smart borrowing
National Association for College Admission Counseling: Statement of prinicples of good practice
Moving beyond access: College success for low-income, first generation students
Too small to help: The plight of financially distressed private student loan borrowers
National studies find TRIO programs effective at increasing college enrollment and graduation
Public institution and university system financial conditions survey
Funding education beyond high school: The guide to federal student aid 2009-10 (Spanish language version)
FinAid: Student loan advisor - Master's students
FinAid: Student loan advisor - Undergraduate students
FinAid: Student loan advisor - Doctoral students
Community college transfer and articulation policies: Looking beneath the surface
State higher education finance: Early release FY 2008
Promise lost: College-qualified students who don't enroll in college
Essential elements of engagement: High expectations and high support
Paving the way: How financial aid awareness affects college access and success
Measuring up 2008: Online state report cards
The Condition of Latinos in education: 2008 Factbook
The other college: Retention and completion rates among two-year college students
A brief history of veterans' education benefits and their value
Bridges to opportunity for underprepared adults: A state policy guide for community college leaders
Reviving the goal of an integrated society: A 21st century challenge
Trends in student aid 2005
Course corrections: Experts offer solutions to the college cost crisis
Income of U.S. workforce projected to decline if education doesn't improve
The link between high school reform and college access and success for low-income and minority youth
NCHEMS information center
U.S. Department of Education: The Hope Scholarship and Lifetime Learning Credit
How Latino students pay for college: Patterns of financial aid in 2003-04
Undocumented immigrant students: A very brief overview of access to higher education in California
Lumina Foundation focus: Barrier busters: Community colleges and their students embrace challenges
Access and persistence: Fall 2005
Life after high school: Young people talk about their hopes and prospects
Postsecondary institutions in the United States: Fall 2004 and degrees and other awards conferred: 2003-04
Admission possible
Capturing the college potential of students from under-served populations: An analysis of efforts to overcome social and financial barriers to college, executive summary
Grappling with the access problem
Tuition discounting: Not just a private college practice
Segal AmeriCorps Education Award
College Board Calculators
Twenty-first Century Scholars Program
Fixing the formula: A new approach to determining independent students' ability to pay for college
The state of college affordability in Indiana
Higher education for undocumented students: The case for open admission and in-state tuition rates for students without lawful immigration status
Contending with financial inequality
Financial aid and postsecondary opportunity for nontraditional age pre-college students: The roles of information and education delivery systems
Midwest PERL: Postsecondary education resource library
Hope works: Student use of education tax credits.
Pell Grant recipients in selective colleges and universities
Socioeconomic status, race/ethnicity, and selective college admissions
Crisis at the core: Preparing all students for college and work
College knowledge: What Latino parents need to know and why they don't know it
It’s all relative: The role of parents in college financing and enrollment
The burden of borrowing: A report on the rising rates of student debt
Expanding college access: The impact of state finance strategies
College affordability in jeopardy: The rising price of higher education
Responding to the crisis in college opportunity
Foster care independence act of 1999 and John H. Chafee Foster Care Independence Program
Reorienting the HEA reauthorization to reflect what research-based knowledge says about what works
Student loan forbearance and its relationship to default
Getting ready to pay for college: What students and their parents know about the cost of college tuition and what they are doing to find out
Student debt levels continue to rise: Stafford indebtedness: 1999 update
Pathways to a four-year degree: Determinants of transfer and degree completion
2003-04 National postsecondary student aid study: Undergraduate financial aid estimates for 2003-04 by type of institution
State higher education finance: FY 2003
The affordability of university education: A perspective from both sides of the 49th parallel
Student aid and tax benefits: Better research and guidance will facilitate comparison of effectiveness and student use
AB 540 is a change in the law: Higher education is now more affordable for California's immigrant students
Improving educational opportunties for students who work
Improving high-school-to-college transition through leadership and governance
Update: State policies regarding in-state tuition for undocumented students
Access to college: The role of tuition, financial aid, scholastic preparation and college supply in public college enrollments
12 Ways adult students can pay for college
Financial aid glossary: Some terms you may enounter on the road
Paying for college: A brief look at student financial aid programs
A report on the status of Hispanics in education: Overcoming a history of neglect
College access and tax credits
Demography is not destiny: Increasing the graduation rates of low-income college students at large public universities
State of college opportunity in Ohio 2005
Opening doors to earning credentials: Impressions of community college access and retention from low-wage workers
Digest of Education Statistics
Back to school: Federal student aid policy and adult college enrollment
Indiana's 21st century scholars: A new community college system and college prep curriculum are improving the state's position
National Association of Student Financial Aid Administrators (NASFAA)
Education watch Indiana: Key education facts and figures 2006
The growing importance of inherited educational opportunity
Policy recommendations for reauthorization of NCLB and HEA
Is college right for your child?: How to weigh the pros and cons
Closing the gaps by 2015: The Texas higher education plan
Institutional Student Profiles Fall 2006 for the State of Alabama
Student charges and financial aid: 2006-07
Higher education accountability for student learning
MHEC in Indiana: 2006-07
Manchester College: Fast forward program
2007-08 Directory of colleges cooperating with the SAT program fee-waiver service
Black college dollars: 2007-2008 Directory of scholarships for African-American students
College access: From the inside out
Trends in college pricing 2006
The federal government and the student aid partnership
2003-04 National postsecondary student aid study: Undergraduate financial aid estimates for twelve states
NDSFA: Fundamental assumptions and aims underlying the principles of federal financial aid to students
NDSFA: Getting the most out of federal aid spending -- encouraging colleges and universities to promote the common good
Study of the effect of the Talent Search program on secondary and postsecondary outcomes in Florida, Indiana and Texas
Catching the Dream
American Indian Education Foundation: Tools for success scholarship handbook
Destination university: A guide to college for students and their families (Spanish Version)
High hopes, big debts
The feasibility of delivering aid for college through the tax system
Federal requirements for homeschoolers seeking college admission and financial aid
The contributions of economics to the study of college access and success
State tuition, fees, and financial assistance policies for public colleges and universities, 2005-06
Hidden in plain sight: Adult learners forge a new tradition in higher education
Latinos in graduate education
Consolidation loans: Redesign options and considerations
The economic promise of investing in high-quality preschool: Using early education to improve economic growth and the fiscal sustainability of states and the nation
Qualified teachers for at-risk schools: A national imperative
It's not what you tell them, it's what they hear: College access marketing in your community
Cutting interest rates, lowering student loan debt: An analysis of the congressional proposal to cut student loan interest rates in half
No way out: Student loans, financial distress, and the need for policy reform
Quick facts about student debt