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Author(s):Huelsman, M.
Title:Enhancing tax credits to encourage saving for higher education: Advancing the American opportunity tax credit and reforming the saver's credit
Organization:New America Foundation
Short Description:Better-targeted incentives – particularly via existing tax credits – could positively impact savings behaviors, as well as make higher education a more concrete possibility for low-to-moderate income families in ways that simply increasing financial aid packages may not.
Annotation:For education savings the federal government allows tax-free growth and tax-free qualified withdrawals through 529 college savings plans, Coverdells, and other savings vehicles. Many states also offer tax-free distribution, tax deductions, and other incentives for saving in 529 plans. These incentives were created to help families keep pace with the rising cost of college education. However, incentives such as tax-free growth and nonrefundable tax credits carry little weight with low-to-moderate income (LMI) families who struggle the most with college affordability, since many have little or no tax liability. Furthermore, extensive research has demonstrated LMI students are less likely to enroll in college or complete degrees, despite decades of nominal increases in federal financial aid. Better-targeted incentives – particularly via existing tax credits – could positively impact savings behaviors, as well as make higher education a more concrete possibility for LMI families in ways that simply increasing financial aid packages may not.
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Associated Keywords:
College Access
Financial Aid, Affordability, Tuition, and Costs
Low-Income Students
Saving for College

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The (un)changing face of the Ivy League
Opening the door to the American Dream: Increasing higher education access and success for immigrants
Impact of student aid program design, operations, and marketing on the formation of family college-going plans and resulting college-going behaviors of potential students
Grants for students: What they do, why they work
Midwest PERL: Postsecondary education resource library
Measuring up 2006
Documenting the shift to merit
Quality, affordability and access: Americans speak on higher education
Postsecondary Education English Spanish Glossary
Higher education for undocumented students: The case for open admission and in-state tuition rates for students without lawful immigration status
Financial aid issues for students from low income families
Mortgaging our future: How financial barriers to college undercut America's global competitiveness
Critical postsecondary education issues in Indiana
Grappling with the access problem
The college and financial aid guide for: AB540 undocumented immigrant students
Lottery funded merit scholarships: Some lessons from the Florida Bright Futures Scholarship program
American Indian higher education consortium
State of decline? Gaps in college access and achievement call for renewed commitment to educating Californians
Engines of inequality: Diminishing equity in the nation's premier public universities
Position paper on the reauthorization of higher education act
Eliminating complexity and inconsistency in federal financial aid programs for higher education students: Towards a more strategic approach
NDSFA: Fundamental assumptions and aims underlying the principles of federal financial aid to students
American Indian, Alaska Native, and Native Hawaiian education in the states
Increasing the achievement of Native American youth at early college high schools
On the road to college: Developing mobile and regional outreach services
Unintended admission consequences of federal aid for homeschoolers
Financial aid, access, and America's social contract with higher education
The future of private loans: Who is borrowing and why?
Promising practices: School to career and postsecondary education for foster care youth
Admission possible
Creating college opportunity for all: Prepared students and affordable colleges
Tuition discounting: Not just a private college practice
Cashing in on the GI bill
Contending with financial inequality
Financial aid and postsecondary opportunity for nontraditional age pre-college students: The roles of information and education delivery systems
Internet inequalities: Financial aid, the internet, and low-income students
Merit aid and college access
Improving educational opportunties for students who work
A multi-institution analysis of the effects of campus-based financial aid on student persistence at public four-year institutions
Expanding opportunities: Postsecondary career and technical education and preparing tomorrow’s workforce
The economic promise of investing in high-quality preschool: Using early education to improve economic growth and the fiscal sustainability of states and the nation
Serving adult learners in higher education: Principles of effectiveness
Closing educational achievement gaps for Latino/a students in Utah
Finding the right college for you
Paying for college: A brief look at student financial aid programs
Returning to our roots: Student access
Ethnic Minority and Women's Enhancement Postgraduate Scholarship for careers in athletics
Update: State policies regarding in-state tuition for undocumented students
Profile of undergraduates in U.S. postsecondary education institutions: 2003-04, With a special analysis of community college students
Undergraduate students and credit cards 2004: An analysis of usage rates and trends
Inventing Hispanic serving institutions (HSIs): The basics
Failing grades? American families and their college savings efforts
Consolidation loans: Redesign options and considerations
The debt explosion among college graduates
Graduating with debt: The biggest threat to young American's financial well-being?
Hispanic Scholarship Fund
Destination university: A guide to college for students and their families (Spanish Version)
The state of college affordability in Indiana
Twenty-first Century Scholars Program
The Navigator
Working their way through college: Student employment and its impact on the college experience
Beyond the 49th parallel II: The affordability of university education
Mississippi's mandate: How investment in education pays off in Mississippi
Correcting course: How we can restore the ideals of public higher education in a market-driven era
Persistence among first-generation college students in Indiana: The impact of precollege preparation, college experiences, and financial aid
Addressing student loan repayment burdens: Strengths and weaknesses of the current system
Reframing the student loan costing debate: The benefits of competition
How Latino students pay for college: Patterns of financial aid in 2003-04
State higher education finance: FY 2003
2003 Status report on the federal education loan programs
What students pay for college: Changes in net price of college attendance between 1992-93 and 1999-2000
Indiana dollars for scholars
USA Funds
Postsecondary education opportunity
Questions that matter: Setting the research agenda on access and success in postsecondary education
NCHEMS information center
The impact of demographic changes on higher education
Private scholarships count: Access to higher education and the critical role of the private sector
No merit in these scholarships
Paying for college: Changes between 1990 and 2000 for full-time dependent undergraduates
The ABC's of early awareness: A resource guide and toolkit for helping students achieve a higher education
Equal access to postsecondary education? The case of undocumented immigrant students
It’s all relative: The role of parents in college financing and enrollment
How is school reform tied to increasing college access and success for low income and minority youth
College affordability in jeopardy: The rising price of higher education
College access in Indiana and the United States: A 2005 status report
Socioeconomic status, race/ethnicity, and selective college admissions
Persistence and attainment of beginning students with Pell Grants
Indiana’s postsecondary indicators: 2004 performance and descriptive indicators
Increasing the preparedness of at-risk students
Dual enrollment: Accelerating the transition to college
The role of student loans in college access
Trends in student aid 2003
State merit scholarship programs and racial inequality
Losing ground: A national status report on the affordability of American higher education
Policy for progress: Reaffirming California higher education accessibility, affordability, and accountability into the 21st century
The access challenge: Rethinking the causes of the new inequality
FAFSA: Free Application for Federal Student Aid
Initiative on Educational Excellence for Hispanic Americans Website and Secondary School Toolkit - Spanish Version
Council for Adult and Experiential Learning
Opening Doors project publications
Policy recommendations for reauthorization of NCLB and HEA
Opening doors to earning credentials: Impressions of community college access and retention from low-wage workers
Back to school: Federal student aid policy and adult college enrollment
Federal student financial aid: A national profile of programs in Title IV of the higher education act
Fact book bulletin: Latest data confirms a college affordability gap for students from middle- and lower-income families
Tuition and fees in public higher education in the West
Renewing the promise: The public universities in a transforming world
Higher education accountability for student learning
Institutional Student Profiles Fall 2006 for the State of Alabama
Education watch Alabama: Key education facts and figures 2004
Helping families finance college: Improved student loan disclosures and counseling
Fifty states of achieving the dream: State policies to enhance access to community colleges across the United States
Frequently asked questions about college access and success
Cashing in or cashing out: Tools for measuring the effectiveness and outcomes of financial aid events
Gates Millenium Scholars Program
Families forgotten: Administration’s priorities put child care low on list
The national articulation and transfer network
Financial aid pledges to reduce student debt (list of colleges and universities reducing or eliminating student loans for low-income families)
Parent primer on career exploration
Are teachers prepared for racially diverse schools? Teachers describe their preparation, resources, and practices for racially diverse schools
Manchester College: Fast forward program
Black college dollars: 2007-2008 Directory of scholarships for African-American students
The 4th annual AP report to the nation
Federal Aid First
Low-income students and college success: More than money
The costs and benefits of an excellent education for all of America's children
Facts about college access and affordability
Higher education: Tuition continues to rise, but patterns vary by institution type, enrollment, and educational expenditures
Transition matters: Community college to bachelor's degree
Early intervention programs: Opening the doors to higher education
Early intervention program and college partnerships
On ramp to college: A state policymaker's guide to dual enrollment
A matter of trust: Ten key insights from recent public opinion research on attitudes about education among Hispanic parents
Condition of education 2008
Confronting the "new" American dilemma: Underrepresented minorities in engineering: A data-based look at diversity (Executive Summary)
The status of African Americans in engineering: Confronting the "new" American dilemma
What every college access practitioner should know: About sources of funding and other support
Lifelong learning: New strategies for the education of working adults
Association of American Indian Affairs (AAIA)
Counselors and Mentors Handbook on Federal Student Aid: A Guide for Those Helping Students Prepare for Postsecondary Education
Trends in student aid 2008
Student loans: Avoiding deceptive offers
Parent and student guide to federal tax benefits for tuition and fees for tax year 2007
Beyond social justice: The threat of inequality to workforce development in the Western United States
English-Spanish glossary of student financial aid and postsecondary education
College access and success state data
The connection strategy: Preparing young people to succeed in college and beyond
Early and often: Designing a comprehensive system of financial aid information
Ready to assemble: A model state higher education accountability system
Trends in college spending: Where does the money come from? Where does it go?
Creating a high school culture of college-going: The case of Washington State Achievers
Noncredit enrollment in workforce education: State policies and community college practices
Removing the roadblocks: Fair college opportunities for all California students
Paving the way: How financial aid awareness affects college access and success
Measuring up 2008
Race to the top: Promising approaches to achieving teacher-related goals
Race to the top: Promising approaches to assisting the lowest-performing schools
Connext Postsecondary Assessment System
National opportunity to learn campaign: State data and analysis
Cost, commitment, and attainment in higher education: An international comparison
Integrated Postsecondary Education Data System (IPEDS)
US Department of Veterans Affairs: Yellow Ribbon Program
Quick facts about financial aid and community colleges, 2007-08
Improving lives: State and federal programs for low-income adults (searchable database)
Raising rigor, getting results: Lessons learned from AP expansion
College Savings Foundation: 2011 Survey of parents
Some states still leave low-income students behind; Others make surprising gains
New path to federal student aid for those with no high school diploma or GED
41st annual survey report on state-sponsored student financial aid: 2009-2010 Academic year
Is college worth it? College presidents, public assess value, quality and mission of higher education
Developing 20/20 vision on the 2020 degree attainment goal: The threat of income based inequality in education
2008-09 Baccalaureate and beyond longitudinal study (B&B:08/09)
Unlocking doors and expanding opportunity: Moving beyond the limiting reality of college and career readiness in California high schools
Still denied: How community colleges shortchange students by not offering federal loans
Presidential leadership for public policy: A special report by the National Center for Public Policy and Higher Education
Winning the future: Improving education for the Latino community
Trends in for-profit postsecondary education: Enrollment, prices, student aid and outcomes
Unconventional wisdom: A profile of the graduates of early college high school
State tuition, fees, and financial assistance policies for public colleges and universities, 2010-11
Trends in the receipt of Pell Grants: Selected years 1995-96 to 2007-08
The college completion agenda: State policy guide
Financial aid at California community colleges: Pell grants and fee waivers in 2003-04
Federal Student Aid strategic plan: FY 2011-15
HBCU distance learning 2010
Divided we fail in LA: Improving completion and closing racial gaps in the Los Angeles community college district
The rise of college student borrowing
Winning by degrees: The strategies of highly productive higher-education institutions
Class differences: Online education in the United States, 2010
Measuring success by degrees: The status of college completion in SREB states
Student poll: Many college-bound students report difficulty affording a college education
Top 10 higher education state policy issues for 2011
Community college students and grant aid: Bringing equity to the provision of grant aid by states and institutions
2010 census of male-focused programs: A snapshot of programs and organzations supporting American males
Online learning: Does it help low-income and underprepared students?
The tax and transfer fiscal impacts of dropping out of high school in Philidelphia city and suburbs
Reaching higher: Strategic initiatives for higher education in Indiana (Updated 2010 Version)
Expanded learning time by the numbers: The traditional school calendar is failing to meet many students' needs
Latino College Dollars: Scholarships for Latino students
Cost perceptions and college-going for low-income students
Guiding the way to higher education: Families, counselors, and communities together
ETS Policy Notes: Advancing learning for our diverse adult population
Effective college access, persistence and completion programs and strategies for underrepresented student populations: Opportunities for scaling up
The opportunity illusion: Subsidized housing and failing schools in California
Postsecondary education and training as we know it is not enough: Why we need to leaven postsecondary strategy with more attention to employment policy, social policy, and career and technical education in high school
The economic benefits of reducing the dropout rate among students of color in the nation's largest metropolitan areas
Special populations: Tips for completing the Free Application for Federal Student Aid (FAFSA)
Expanding access and opportunity: The Washington State Achievers Program
False fronts? Behind higher education's voluntary accountability systems
The American Freshman: National norms for Fall 2009
Best practices in statewide articulation and transfer systems
Promising practices: What works in the midwest: A report from the Wisconsin Center for the Advancement of Postsecondary Education (WISCAPE)
Leadership to enhance college access and success
2009 What works for Latinos in higher education
Insuring college failure risk
Bridging the gaps to success: Promising practices for promoting transfer among low-income and first generation students: An in-depth study of six exemplary community colleges in Texas
Pressure points in student financial assistance: Exploring the “Making Ends Meet” database
Higher education performance funding 2.0 - Funding degrees (tip sheet)
Metrics for improving cost accountability
Access to Medical Education in Canada: Do Differing Tuition Regimes Affect Access and Career Choice?
Breakthrough Collaborative
The millennium bursary in New Brunswick: Impact on debt and persistence
Stronger department of education oversight needed to help ensure only eligible students receive federal student aid
Trends in college pricing 2009
A family affair: The impact of paying for college or university
The impact of bursaries: Debt and student persistence in post-secondary education
The class of 2003 high school follow-up survey
State and community-based promise programs: Early commitments of financial aid for college
A new kind of student aid: Creating, implementing and assessing the Millennium Access Bursaries
Measuring the effectiveness of student assistance - Annual report 2006
Hearing on non-traditional students
From birth to college: Findings from Year 1 of a process evaluation of the University of chicago charter school model
Testing the impact of Higher Achievement's year-round out-of-school time program on academic outcomes
Challenging success: Can college degree completion be increased as states cut budgets?
Unbundling youth, family, and community involvement in college access: On the ground in Austin, Texas
What can we learn from law school? Legal education reflects issues found in all of higher education
EFC Formula, 2012-13
The economic value of opportunity youth
Can applying to more colleges increase enrollment rates?
Higher education findings from a nationwide bipartisan survey of 872 respondents age 18-34
Completing the mission: A pilot study of veteran students' progress toward degree attainment in the post 9/11 era
Trends in college pricing 2011
Testing the impact of Higher Achivement's year-round out-of-school-time program on academic outcomes
The road ahead: A look at trends in the educational attainment of community college students
Bringing business analytics to the college campus: Using fiscal metrics to steer innovation in postsecondary educations
Top ten higher education policy issues for 2011
42nd Annual survey report on state sponsored student financial aid
Transforming the educational experience of young men of color
Increasing college and career readiness through dual enrollment: Research, policies, and effective practices
California's economic payoff: Investing in college access and completion
Denied? The impact of student debt on the ability to buy a house
Private student loans
2012 Household financial planning survey
Degreeless in debt: What happens to borrowers who drop out
Black male student success in higher education: A report from the national black male college achievement study
Does federal student aid raise tuition? New evidence on for-profit colleges
Compendium of practices to increase Latino college completion 2012: Profiles of organizational efforts
2012 State of the state addresses: Governors' top education issues
Hiring and higher education: Business executives talk about the costs and benefits of college
The best of two worlds: Lessons from a community college-community organization collaboration to increase student success
Closing the door, increasing the gap: Who's not going to (community) college?
From capacity to success: HSIs and Latino student success through Title V
Ahead of the curve: State success in the developmental education initiative
Portable, stackable credentials: A new education model for industry-specific career pathways
Performance-based funding of higher education: A detailed look at best practices in six states
The role of tuition, financial aid policies, and student outcomes on average student debt
Preventing abuse in federal student aid: Community college practices
The stealth inequities of school funding: How state and local school finance systems perpetuate inequitable school spending
A record one-in-five households now owe student loan debt
Challenge the status quo: Academic success among school-age African-American males
One in seven: Ranking youth disconnection in the 25 largest metro areas
Staying in school: A proposal to raise high school graduation rates
Student debt and the class of 2011
Autonomy and innovation: Systemic change in a decentralized state
Using incentives to change how teenagers spend their time: The effects of New York City's conditional cash transfer program
The limited career prospects for high school graduates without additional education and training
2012 National survey of school counselors: True north: Charting the course to college and career readiness
Profile of 2007-08 first-time bachelor's degree recipients in 2009
Men of color: A role for policymakers in improving the status of black male students in U.S. higher education
Inseparable imperatives: Equity in education and the future of the American economy
Feed the Pig Financial Planning for College
One dream, two realities: Perspectives of parents on America's high schools
Easing the transition from combat to classroom: Preserving America's investment in higher education for military veterans through institutional assessment
It's a matter of time: Low-income students and community colleges
Survey of income and program participation data on educational attainment
Housing costs, zoning, and access to high quality schools
Federal student loan interest rates: History, subsidies, and cost
The widening academic achievement gap between the rich and the poor: New evidence and possible explanations
Chartering equity: Using charter school legislation and policy to advance equal educational opportunity
Tuition and Fees in the West 2011-12
The student loan default trap: Why borrowers default and what can be done
Balancing passion and practicality: The role of debt and major on students' financial outcomes
College rewired: Innovative approaches help higher education connect to productivity
Broadening the benefits of dual enrollment: Reaching underachieving and underrepresented students with career-focused programs
Transforming the educational experience of young men of color: Companion workbook
Replenishing opportunity in America: The 2012 midterm report of public higher education systems in the Access to Success Initiative
Stopped short: 2.1 Million adults in Florida went to college but didn't finish
Repository of resources for undocumented students
Certificates: Gateway to gainful employment and college degrees
Higher education reform: Next-generation models to increase success and control costs
The price of poverty in big time college sport
Underserved students who earn credit through prior learning assessment have higher degree completion rates and shorter time-to-degree
Military service members and veterans: A profile of those enrolled in undergraduate and graduate education in 2007-08
State Policies Affecting the “Adult Re-Entry Pipeline” in Postsecondary Education: Results of a Fifty-State Inventory
Getting through: Higher education's plan to increase the college completion rates of Boston public schools graduates
Increasing teacher diversity: Strategies to improve the teacher workforce
Middle-class societies invest more in public education: A stronger middle class is associated with higher levels of spending on education
Hidalgo early college district toolkit
The truth behind higher education disclosure laws
Student debt and the class of 2010
Lumina Foundation Focus: Flexing the faculty
Trends in Chicago's schools across three eras of reform: Full report
Up for grabs: The gains and prospects of first- and second generation young adults
Federal education tax benefits: Who receives them and to what extent do they shape the price of college attendance?
For profit schools: Experiences of undercover students enrolled in online classes at selected institutions
Men of color: Ensuring the academic success of Latinos in higher education
Waiving away high school graduation rate accountability?
Opportunity road: The promise and challenge of America's forgotten youth
SREB: State data exchange report: 42 Years and still counting: 2010-11 Indicators report
The college completion agenda: 2011 state policy guide
Still on the sidelines: What role will higher education trustees play in higher education reform?
Gains and gaps: Changing inequality in U.S. college entry and completion
Report on student debt: Canadian college student survey and Canadian undergraduate survey consortium
Postsecondary opportunity programs: Defining and improving an educational policy innovation
Factors affecting the use of student financial assistance by first nations youth
Easing the middle-class burden: An Examination of the implications of reducing parental contributions to post-secondary study
No time to lose: Why America needs an education amendment to the US Constitution to improve public education
Women and college savings: A survey on parental attitudes and practices
Annotated bibliography of resources for transforming school counseling
Assessing Canada’s student aid need assessment policies
Report on the meta-analysis of post-secondary institutional graduate surveys
Student Financial Survey: Baseline Results (2001)
Why stop after high school?: A descriptive analysis of the most important reasons that high school graduates do not continue to PSE
Does money matter?
A shared agenda: P-12 and postsecondary policy recommendations: Moving toward a more cohesive continuum of federal support for college opportunity
Community colleges as gateway and gatekeeper: Moving beyond the access "saga" to outcome equity
Calculating cost-return for investments in students success
Student loan forgiveness programs: An evolving workforce development tool
Higher Education Price Index (HEPI)
Paying for college: Distinguishing between cost and price
High school career academies: A 40-year proven model for improving college and career readiness
High school policy reform: A plan for success (California)
The educational crisis facing young men of color: Reflections on four days of dialogue on the educational challenges of minority males
Interventions to support readiness, recruitment, access, transition, and retention for postsecondary education success: An equity of opportunity policy and practice analysis
La Plaza's scholarship and financial aid guide for Latino's in Indiana - Fall 2009
La Plaza's scholarship and financial aid guide for Latino's in Indiana - Fall 2009 (Spanish language version)
Promoting a comprehensive approach to educational opportunity: A pilot inventory of education-related federal programs for children and youth
Complete College America
New York City's Strategy for Improving High Schools: An Overview
Education reform 101: A primer on the new Elementary and Secondary Education Act (ESEA)
Toward reduced poverty across generations: Early findings from New York City's conditional cash transfer program
High school dropouts and the economic losses from juvenile crime in California
Enrollment in postsecondary institutions Fall 2008; graduation rates, 2002 and 2005 cohorts; and financial statistics, 2008
College readiness for all: The challenge for urban high schools
Trends in College Spending (TCS) Online
Effectiveness of fully online courses for college students: Response to a department of education meta-analysis
Complete to compete: Common college completion metrics
Framework for providing all students an opportunity to learn through reauthorization of the elementary and secondary education act
National Opportunity to Learn Campaign
The new net price calculator for college website
Advancing by degrees: A framework for increasing college completion
Tuition-setting authority and deregulation at state colleges and universities
High hopes, big debts (class of 2008)
Welfare reform and intergenerational mobility
College Resources for Parents
Interview with Anthony P. Carnevale
Connected by 25: Effective policy solutions for vulnerable youth
We dream a world: The 2025 vision for black men and boys
Piling it on: The growth of proprietary school loans and the consequences for students
7th Annual AP report to the nation
Tuition fees and student financial assistance: 2010 Global year in review
What is the price of college? Total, net, and out of pocket prices in 2007-08
The advanced placement program benefits mainly well-prepared students who pass AP exams
Access/Acceso: Rising to the challenge of improving higher education opportunities for Latinos
How to support college-bound undocumented students: Advice for parents
How increasing college access is increasing inequality, and what to do about it
Dual enrollment: A strategy for educational advancement of all students
From access to success: A funder's guide to ensuring more Americans earn postsecondary degrees
For-profit colleges: Undercover testing finds colleges encouraged fraud and engaged in deceptive and questionable marketing practices
Insulating the education pipeline to increase postsecondary success
ACT college readiness case study: "You can go to college": Foster High School
Investing in education and equity: Our nation's best future
Partnerships that promote success: Lessons from the evaluation of the Jack Kent Cooke Foundation's Community College Transfer Initiative
A stronger nation through higher education: Why Americans must achieve a "big goal" for college attainment
Trends in student financing of undergraduate education: Selected years, 1995-96 to 2007-08
An analysis of inquiry, nonstart and drop reasons in nontraditional university student populations
Delinquency: The untold story of student loan borrowing
Incentivizing school turnaround: A proposal for reauthorizing the Elementary and Secondary Education Act
Advancing teacher and prinicpal effectiveness: Four recommendations for reforming the Elementary and Secondary Education Act
Opening doors to student success: A synthesis of findings from an evaluation at six community colleges
The transition to adulthood: How states can support older youth in foster care
The need for institutional fiscal responsibility
Early college graduates: Adapting, thriving, and leading in college
School tracking and access to higher education among disadvantaged groups
Driving innovation: How six states are organizing to improve outcomes in developmental education
K-12 education reform: Implications and opportunities for public colleges and universities
Stepping stones: Principal career paths and school outcomes
Making summer count: How summer programs can boost children's learning
The educational experience of young men of color: Federal legal implications and policy guidance
The undereducated American
Analysis of preliminary FY2009 2-year cohort default rates
Promoting full-time attendance among adults in community college: Early impacts from the performance-based scholarship demonstration in New York
Student lending's failing grade
Building integrated pathways to sustainable careers: An introduction to the Accelerated Opportunity Initiative
Overlooked and underpaid: How Title 1 shortchanges high schools, and what ESEA can do about it
Critical choices: How colleges can help students and families make better decisions about private loans
Clearing the path: Creating innovation space for serving over-age, under-credited students in competency-based pathways
The high cost of low graduation rates: Taxpayers lose millions
The distribution of grants and scholarships by race
The critical role of financial aid for first-time/full-time students enrolling at rural-serving community colleges
Getting with the program: Community college students need access to federal loans
From high school to the future: Making hard work pay off: The road to college for students in CPS's academically advanced programs
Global Policy Fellows Program: Lessons learned
Guiding the way to higher education: Step by step to college workshops for students curriculum (middle school, early high school, late high school)
Promoting economic mobility by increasing postsecondary education
Early-college high school: Modest experiment or national movement?
National Alliance for Public Charter Schools
The 2008 Brown Center report on American education: How well are American students learning
The misplaced math student: Lost in eighth-grade Algebra
Characteristics of private student loan borrowers who do not use federal education loans
Impact of college rankings on institutional decision making: Four country case studies
Moving beyond access: College success for low-income, first generation students
What does a college degree cost? Comparing approaches to measuring "cost per degree"
When Johnny (or Janelle) comes marching home: National, state, and institutional efforts in support of veterans' education
A plan for success: Communities of color define policy priorities for high school reform
Transforming America's community colleges: A federal policy proposal to expand opportunity and promote economic prosperity
Race to the top: Promising approaches to achieving college- and career-ready goals
National Association for College Admission Counseling: Statement of prinicples of good practice
Building Educated Leaders for Life (BELL)
2007-08 National postsecondary student aid study (NPSAS:08): Student financial aid estimates for 2007-08
Noncognitive assessment and college success: The case of the Gates Millennium Scholars
Legal Center for Foster Care and Education
Measuring up 2008: Online state report cards
The transformative individual school counseling model: An accountability model for urban school counselors
The Condition of Latinos in education: 2008 Factbook
2009-10 FAFSA on the web worksheet
2009-10 FAFSA on the web worksheet (Spanish Version)
Bridges to opportunity for underprepared adults: A state policy guide for community college leaders
Building tomorrow's workforce: Promoting the education and advancement of Hispanic immigrant workers in America
Pathways to boosting the earnings of low-income students by increasing their educational attainment
Enrollment in postsecondary institutions, Fall 2006; Graduation rates, 2000 and 2003 cohorts; and financial statistics, Fiscal Year 2006
Ensuring equal opportunity in public education: How local school district funding policies hurt disadvantaged students and what federal policy can do about it
Indiana higher education facts
Economic state of young America
Given half a chance: The Schott 50 state report on public education and black males
Promoting student success in community colleges by increasing student support services
The Benwood plan: A lesson in comprehensive teacher reform
Beyond access: Explaining socioeconomic differences in college transfer
The fiscal impacts of college attainment
Supporting success: Improving higher education outcomes for students from foster care—A framework for program enhancement: Version 2.0
Dropouts, diplomas, and dollars: U.S. high schools and the nation's economy
State higher education finance: 2007
Searchable English-Spanish glossary
Gateway to College
Building a data sharing network of scholarship programs for alumni of foster care
Financial aid consultants and scholarship search services fact sheet
Indiana Latino Institute, Inc. Careers for the Future Scholarship 2009-2010
Federal access policies and higher education for working adults
Critical conditions for equity and diversity in college access: Informing policy and monitoring results
Gates Millennium Scholars Scholarships
Ronald McDonald House Charities (RMHC) Scholarship Program
Setting the record straight: How trendy approaches to college access might or might not be helping low-income students
Modeling Hispanic-Serving Institutions (HSIs): Campus practices that work for Latino students
Leveraging postsecondary partners to build a college-going culture: Tools for high school-postsecondary partnerships
Toward a national workforce education and training policy
Out before the game begins: Hispanic leaders talk about what's needed to bring more Hispanic youngsters into science, technology and math professions
Project Complete
Education at a glance 2007: OECD indicators
Jackie Robinson Foundation Scholarship Program
Ronald E. McNair Postbaccalaureate Achievement Program
McNair scholar handbook
National evaluation of GEAR UP: A summary of the first two years
The economics of higher education access in Indiana
Parent expectations and planning for college: Statistical analysis report
Economic mobility: Is the American Dream alive and well?
Education Finance Council (EFC)'s financial literacy homepage
The future of public education in New Orleans
StateVoucher.org (Education and Training Vouchers)
Still looking to the future: Voluntary K-12 student integration: A manual for parents, educators, and advocates
Project stepping stone: A college preparation program for Hispanic youth
2007-08 Directory of colleges cooperating with the SAT program fee-waiver service
Access to success initiative
National Council of La Raza
Enhancing student services at Owens Community College: Early results from the Opening Doors demonstration in Ohio
High school - Advanced placement
From aspirations to action: The role of middle school parents in making the dream of college a reality
Adding it up: State challenges for increasing college access and success
Postsecondary education tuition and required fees in Indiana: 2007-09
Opportunity in America: The role of education
Demography is not destiny: Increasing the graduation rates of low-income college students at large public universities
State of college opportunity in Ohio 2005
Indiana's 21st century scholars: A new community college system and college prep curriculum are improving the state's position
Mounting pressures facing the U.S. workforce and the increasing need for adult education and literacy
Reaching Higher: Strategic Directions for Higher Education in Indiana
Guia de programas federales de ayuda estudiantil 2007-2008 (The guide to federal student aid)
Initiative on Educational Excellence for Hispanic Americans Website and Secondary School Toolkit - English
Enlace: Engaging Latino communities for education
Education a Tu Alcance (Spanish Version)
The College and Financial Aid Guide for Undocumented AB540 Immigrant Students
Choosing Hispanic Serving Institutions (HSIs): A closer look at Latino students college choices
Financing asset building and financial education programs for youth transitioning out of foster care
Federal Student Aid (FSA)
Closing the gaps by 2015: The Texas higher education plan
Expanding college access: The impact of state finance strategies
Meeting the access challenge: Indiana's Twenty-first Century Scholars program
Higher education act: Reauthorization status and issues
Network news: Focus on finance policy, access, and affordability
The burden of borrowing: A report on the rising rates of student debt
Informing public policy: Financial aid and student persistence
Pell Grant recipients in selective colleges and universities
Annotated list of Pathways research, papers, reports, and other publications by focus area
How curriculum influences college persistence in Indiana and the nation
What role can dual enrollment programs play in easing the transition between high school and postsecondary education
Collision course: Rising college costs threaten America’s future and require shared solutions
Student loan forbearance and its relationship to default
State financial aid: Policies to enhance articulation and transfer
Basic facts about in-state tuition for undocumented immigrant students
Accounting for state student aid: How state policy and student aid connect
Higher education reform: Incorporating the needs of foster youth
Foster care independence act of 1999 and John H. Chafee Foster Care Independence Program
Opening doors: Expanding educational opportunities for low-income workers
Education pays update 2005: The benefits of higher education for individuals and society
College is possible
Pell Institute for the Study of Opportunity in Higher Education
Trends in student aid 2005
Debt burden: A comparison of 1992-93 and 1999-2000 bachelor's degree recipients a year after graduating
2006-2007 NASFAA financial aid night and counselor's materials
Workbook of state affordability rates 2004
Federal student loan debt:1993-2004
Access and persistence: Summer 2005
Lumina Foundation focus
Creating options 2006: Financial aid opportunities for individuals with disabilities
Early financial aid commitment: Response to Indiana's education roundtable
A little knowledge is a dangerous thing: How perceptions of costs and benefits affect access to education
Lumina Foundation focus: Barrier busters: Community colleges and their students embrace challenges
Fixing the formula: A new approach to determining independent students' ability to pay for college
High school guidance counselors: Facilitators or preemptors of social stratification in education
FINAID - Family Contribution Estimator
Indiana family college savings program
Building toward a better future: A college planning guide for students and their families
More on affordability: Response to Tom Mortenson
After Michigan, what? Next steps for affirmative action
Alliance Bernstein College Savings Crunch
Cutting interest rates, lowering student loan debt: An analysis of the congressional proposal to cut student loan interest rates in half
No way out: Student loans, financial distress, and the need for policy reform
Policy indicators for higher education WICHE states
The campus-based financial aid programs: A review and analysis of the allocation of funds to institutions and the distribution of aid to students
Federal student aid need analysis: Background and selected simplification issues
The progress of education reform: Closing the achievement gap
Looking for student aid
Financial aid glossary: Some terms you may enounter on the road
MALDEF Federal education rights pamphlet (spanish version)
Orange juice or orange drink? Ensuring that "advanced courses" live up to their labels
Money on the table: State initiatives to improve financial aid participation
Boosters, brokers, and bridges: Real world ideas for college access programs
Institutional grants and baccalaureate degree attainment
GI blues
The Montgomery GI bill: Less than meets the eye
The art of student retention
College access, financial aid, and college success for undergraduates from foster care
High school counselors handbook 2004-05
Publications by Sean-Michael Green
National association of state approving agencies
GI bill education benefits
GI bill: A reality check
Debunking the myth
Who goes to preschool and why does it matter?
State tuition, fees, and financial assistance policies for public colleges and universities, 2005-06
The feasibility of delivering aid for college through the tax system
How do financial aid policies affect colleges? The institutional impact of the Georgia HOPE scholarship
Study of the effect of the Talent Search program on secondary and postsecondary outcomes in Florida, Indiana and Texas
The high cost of failing to reform public education in Indiana
College access: From the inside out
The federal government and the student aid partnership
Finance and resource issues in high school reform
Reclaiming the American dream
The advanced placement expansion of the '90's: How did traditionally underserved students fare
The college ladder: Linking secondary and postsecondary education for success for all students