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Author(s):Advisory Committee on Student Financial Assistance
Title:Mortgaging our future: How financial barriers to college undercut America's global competitiveness
Short Description:Focuses on how financial barriers created by rising college prices and insufficient need-based financial aid undercut bachelor’s degree attainment in the United States.
Annotation:This report follows up on two previous reports, Access Denied and Empty Promises, by focusing on how financial barriers created by rising college prices and insufficient need-based financial aid undercut bachelor’s degree attainment in the United States.
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Associated Keywords:
College Access
Financial Aid, Affordability, Tuition, and Costs
Low-Income Students
National Perspectives

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Council for Adult and Experiential Learning
Opening Doors project publications
Post-secondary education options for low-income students
Addressing the needs of adult learners
Fund Your Future: Counselors' Guide
National and state data
State grant aid and it's effects on students' college choices
Education watch Alabama: Key education facts and figures 2006
Education watch Florida: Key education facts and figures 2004
Education watch Florida: Key education facts and figures 2006
Student charges and financial aid: 2006-07
Student debt and the class of 2006
Trends in student aid 2007
Community college fast facts
2007-08 Directory of colleges cooperating with the SAT program fee-waiver service
Are teachers prepared for racially diverse schools? Teachers describe their preparation, resources, and practices for racially diverse schools
Financial aid pledges to reduce student debt (list of colleges and universities reducing or eliminating student loans for low-income families)
Indiana Chafee Education and Training Voucher (ETV) Program
StateVoucher.org (Education and Training Vouchers)
Black college dollars: 2007-2008 Directory of scholarships for African-American students
Best Business Schools
The Sallie Mae Fund
Facts about college access and affordability
Higher education: Tuition continues to rise, but patterns vary by institution type, enrollment, and educational expenditures
Transition matters: Community college to bachelor's degree
Reaching higher with accountability (working paper)
Education Finance Council
Overcoming obstacles, optimizing opportunities: State policies to increase postsecondary attainment for low-skilled adults
Parent expectations and planning for college: Statistical analysis report
The costs and benefits of an excellent education for all of America's children
Economic mobility: Is the American Dream alive and well?
Woodrow Wilson Fellowships
Counselors and Mentors Handbook on Federal Student Aid: A Guide for Those Helping Students Prepare for Postsecondary Education
What every college access practitioner should know: About sources of funding and other support
Strategic directions in Indiana education
Helping community college students cope with financial emergencies: Lessons from the Dreamkeepers and Angel Fund financial aid programs
Confronting the "new" American dilemma: Underrepresented minorities in engineering: A data-based look at diversity (Executive Summary)
A matter of trust: Ten key insights from recent public opinion research on attitudes about education among Hispanic parents
Evaluating the impact of interventions that promote successful transitions from high school
A brief history of veterans' education benefits and their value
Enrollment in postsecondary institutions, Fall 2006; Graduation rates, 2000 and 2003 cohorts; and financial statistics, Fiscal Year 2006
Postsecondary education spending priorities for the American Recovery and Reinvestment Act of 2009
The impact of increases in Pell Grant awards on college-going among lower income youth: Results from a natural experiment
Community colleges: A route of upward economic mobility
NASFAA's cash for college
Frequently asked questions regarding public service loan forgiveness
Student loans: Avoiding deceptive offers
The Condition of Latinos in education: 2008 Factbook
The iron triangle: College presidents talk about costs, access and quality
Big questions, practical answers: New strategies for setting and moving a higher education agenda
Creating college opportunity for all: Prepared students and affordable colleges
Eliminating complexity and inconsistency in federal financial aid programs for higher education students: Towards a more strategic approach
NDSFA: Getting the most out of federal aid spending -- encouraging colleges and universities to promote the common good
NDSFA: Recommendations for improving federal aid delivery
NDSFA: State financial aid and college access
GI bill: A reality check
State of college admission 2007
Project on student debt.org
Institutional grants and baccalaureate degree attainment
Building toward a better future: A college planning guide for students and their families
Lumina Foundation focus: Barrier busters: Community colleges and their students embrace challenges
More on affordability: Response to Tom Mortenson
Working their way through college: Student employment and its impact on the college experience
Indiana dollars for scholars (presentation)
Opening doors: Promoting student success in community college and beyond
College access marketing campaigns: Influencing college-going behaviors of underrepresented students
Early commitment financial aid programs - Do they increase college access?
Catching the Dream
American Indian Education Foundation: Tools for success scholarship handbook
Destination university: A guide to college for students and their families (Spanish Version)
The federal government and the student aid partnership
Trends in college pricing 2006
A research agenda for the study of the effects of borrowing and the prospects of indebtedness on students' college-going choices
Income and financial aid effects on persistence and degree attainment in public colleges
Unintended admission consequences of federal aid for homeschoolers
Cutting interest rates, lowering student loan debt: An analysis of the congressional proposal to cut student loan interest rates in half
Federal student aid need analysis: Background and selected simplification issues
Debt burden: A comparison of 1992-93 and 1999-2000 bachelor's degree recipients a year after graduating
Undocumented immigrant students: A very brief overview of access to higher education in California
Reframing the student loan costing debate: The benefits of competition
2006-2007 NASFAA financial aid night and counselor's materials
Addressing student loan repayment burdens: Strengths and weaknesses of the current system
The impact of demographic changes on higher education
Policy on dual credit courses taught in high schools by high school faculty
Workbook of state affordability rates 2004
Basic facts about in-state tuition for undocumented immigrant students
When saving means losing: Weighing the benefits of college-savings plans
Paying for college: Changes between 1990 and 2000 for full-time dependent undergraduates
The ABC's of early awareness: A resource guide and toolkit for helping students achieve a higher education
Pell Grant recipients in selective colleges and universities
Who should we help? The negative social consequences of merit aid scholarships
State merit scholarship programs and racial inequality
The role of finances in the persistence process.: A structural model
Persistence and attainment of beginning students with Pell Grants
Debt burden: Repaying student debt
The role of student loans in college access
Responding to the crisis in college opportunity
Discounting toward disaster: Tuition discounting, college finances, and enrollments of low-income undergraduates
It’s all relative: The role of parents in college financing and enrollment