Indiana Pathways to College Network


About IPCN

Online Community

Library and Resources

Annotated Bibliography

Author(s):Cunningham, A., and Santiago, D
Title:Student aversion to borrowing: Who borrows and who doesn't
Organization:Institute for Higher Education Policy
Short Description:This research report study highlights the borrowing patterns of students who choose to enroll in college and provides suggestions about why certain students may not borrow, even when borrowing seems to be a logical choice.
Annotation:This research report study highlights the borrowing patterns of students who choose to enroll in college and provides suggestions about why certain students may not borrow, even when borrowing seems to be a logical choice. It uses the demographic and enrollment characteristics of undergraduate students, as well as interviews with students and financial aid administrators, to gain a better understanding of students’ use of loans as a means to finance their college career.
Link: View Full Text

Print Bibliography: HyperLink 

Is this item's link broken? Report Broken Link

Associated Keywords:
Borrowing/Student Debt
College Access
Financial Aid, Affordability, Tuition, and Costs
Low-Income Students

Similar Items:
Higher education, higher cost and higher debt: Paying for college in the future
Drowning in debt: The emerging student loan crisis
Web tables - student financing of undergraduate education: 2007-08
Subprime opportunity: The unfulfilled promsie of for-profit colleges and universities
College InSight
Who borrows most? Bachelor's degree recipients with high levels of student debt
Returning to our roots: Student access
College affordability for students from low and lower-middle income families
Denied: Community college students lack access to affordable loans
First generation college students: A literature review
Economic Diversity Among Selective Colleges: Measuring the Enrollment Impact of "No-loan" Programs
Cultural barriers to incurring debt: An exploration of borrowing and impact on access to postsecondary education
A step toward college success: Assessing attainment among Indiana's Twenty-first Century Scholars
Impact of student aid program design, operations, and marketing on the formation of family college-going plans and resulting college-going behaviors of potential students
Engines of inequality: Diminishing equity in the nation's premier public universities
Georgia's HOPE scholarship and minority and low-income students: Program effects and proposed reforms
Wealth mobility and volatility in black and white
Alabama: Featured facts from the SREB Fact Book on higher education
Realizing the college dream (English and Spanish versions)
The (un)changing face of the Ivy League
Barriers to college attainment: Lessons from Chicago
SREB Factbook on higher education
The effects of in-state tuition for non-citizens: A systematic review of the evidence
Reality check: Hispanic-serving institutions on the Texas border strategzing financial aid
The impact of loan repayment rates on minority students
Subprime opportunity: The unfulfilled promise of for-profit colleges and universities
The great cost shift: How higher education cuts undermine the future middle class
Transforming education in America
The roll of Pell grants in access, persistence and completion
Unrealized promises: Unequal access, affordability, and excellence at community colleges in Southern California
Tapping HSI-STEM funds to improve Latina and Latino Access to STEM professions
Education pays 2010
The 'bottom' seventy percent: What America's elite institutions of higher learning owe to everyone else
Dream vs. reality: An analysis of potential Dream Act beneficiaries
Roadmap for ensuring America's future
The effects of student coaching in college: An evaluation of a randomized experiment in student mentoring
Closing the college completion gap: A guidebook for the faith community
Protecting the federal investment in higher education: The gainful employment rule
Financing higher education: A myriad of problems, a myriad of solutions
Inequalities at the outset: Identifying factors that affect parents' perceptions of paying for college
Tuition equity legislation: Investing in Colorado high school graduates through equal opportunity to postsecondary education
Expanding access and opportunity: The impact of the Gates Millennium Scholars program (2010 Update)
The price of knowledge: Access and student finance in Canada -- Third edition
Education watch Florida: Key education facts and figures 2004
Education watch Florida: Key education facts and figures 2006
Education watch Alabama: Key education facts and figures 2006
Return on investment: Educational choices and demographic change in California's future
In-state tuition for undocumented immigrants
New England Journal of Higher Education
Reaching higher with affordability (working paper)
Frequently asked questions about college access and success
College readiness: Helping all students access and succeed in higher education
Pathways to and through college: Linking policy with research and practice
Promise abandoned: How policy choices and institutional practices restrict college opportunity
The challenges of financial aid awareness and college access
The state of college affordability in Indiana
Public attitudes on higher education
Show us the money: Low-income students, families, and financial aid
The school to college transition: Challenges and prospects
Getting through college: Voices of low-income and minority students in New England
Missed opportunities: A new look at disadvantaged college aspirants
A deficit of understanding: Confronting the funding crisis in higher education and the threat to low-income and minority access
The college completion agenda may sacrifice college access for low-income, minority and other at-risk students
Reducing undergraduate debt to increase Latina and Latino participation in STEM professions
How does institutional grant aid impact college choice?
Housing wealth and higher education: Building a foundation for economic mobility
Who should we help? The negative social consequences of merit aid scholarships
State merit scholarship programs and racial inequality
The access challenge: Rethinking the causes of the new inequality
Unequal opportunity: Disparities in college access among the 50 states
Missed opportunities revisited: New information on students who do not apply for financial aid
More on affordability: Response to Tom Mortenson
Convergence: Trends threatening to narrow college opportunity in America
How Latino students pay for college: Patterns of financial aid in 2003-04
Lumina Foundation focus: Dreams detoured: Rising college costs alter plans and threaten futures
Global debt patterns: An international comparison of student loan burdens and repayment conditions
State of college admission 2007
Need versus merit: Focusing student financial aid for diversity
An exploration of what we know about the formation and impact of perceptions of college prices, student aid, and the affordability of college-going and a prospectus for future research
College access: From the inside out
National Urban League Scholarships
Catching the Dream
American Indian Education Foundation: Tools for success scholarship handbook
Destination university: A guide to college for students and their families (Spanish Version)
College scholarships for Latino students: Are opportunities being missed?
Transfer access to elite colleges and universities in the United States: Threading the needle of the American dream
What every college access practitioner should know about: Economic diversity in Indiana and U.S. colleges and universities
The impact of advice on price: Evidence from research
Institutional Student Profiles Fall 2006 for the State of Alabama
Education watch Alabama: Key education facts and figures 2004
Federal Pell Grant program of the Higher Education Act: Background and reauthorization
Federal Pell Grants: Implications of increasing the maximum reward
Campus-based student financial aid programs under the higher education act
California policy options to accelerate Latino success in higher education
Lowering student loan default rates: What one consortium of historically black institutions did to succeed
The facts: Postsecondary access and success
Socioeconomic stratification of community college transfer access in the 1980s and 1990s: Evidence from HS&B and NELS
College Board Advocacy and Policy Center
The financial aid challenge: Successful practices that address the underutilization of financial aid in community colleges
10 New higher education ideas for a new Congress
The contract for college: A policy proposal to increase college access and affordability
Trends in college pricing 2008
Cracking the student aid code: Parent and student perspectives on paying for college
Trends in the receipt of Pell Grants: Selected years 1995-96 to 2007-08
Ensuring America's future: Federal policy and Latino college completion
The rising price of inequality: How inadequate grant aid limits college access and persistence
Dollars for degrees: Financial aid and its impact on post-secondary degree completion in Texas
Can simple be equitable? Lessons from state grant programs
Financial literacy at minority-serving institutions
Assets & opportunity scorecard
2008-09 Baccalaureate and beyond longitudinal study (B&B:08/09)
Trends in college pricing 2011
Trends in student aid 2011
Trends in community college education: Enrollment, prices, student aid, and debt levels
Merit aid for undergraduates: Trends from 1995-96 to 2007-08
The CollegeKeys Compact: Getting into college: A cross-cohort examination of college preparations by lower-SES students
Including more student voices in higher education policymaking: Rising tuitions and student debts mean rising stakes for college students
The distribution of grants and scholarships by race
Affordability and transfer: Critical to increasing Baccalaureate degree completion
Overcoming obstacles to college attendance and degree completion: Toward a pro-college savings agenda
The American freshman: National norms fall 2011
Pell grants and the lifting of rural America's future
Enhancing tax credits to encourage saving for higher education: Advancing the American opportunity tax credit and reforming the saver's credit
Rewarding progress, reducing debt: Early results from Ohio's performance-based scholarship demonstration for low-income parents
The return on the federal investment in for-profit education: Debt without a diploma
Trends in student financing of undergraduate education: Selected years, 1995-96 to 2007-08
Which students to serve? Universal or targeted eligibility for postsecondary opportunity programs
The differential impact of wealth vs. income in the college-going process
Trends in student aid 2010
Forward thinking teens: The effects of college costs on adolescent risky behavior
Still denied: How community colleges shortchange students by not offering federal loans
Fulfilling the commitment: Recommendations for reforming federal student aid
Despite surging endowments, high-ranking universities and colleges show disappointing results in enrolling low-income students
A stronger nation through higher education: How and why Americans must meet a "big goal" for college attainment
The effectiveness of student aid policies: What the research tells us
The Condition of Latinos in education: 2008 Factbook
“Why access matters” revisited: A review of the latest research
A profile of successful Pell Grant recipients: Time to Bachelor's degree and early graduate school enrollment
Loan forgiveness and tax deduction benefits for college admission counseling professionals
Young lives on hold: The college dreams of undocumented students
Rising tuition and enrollment in public higher education
The public realities of private student loans
Cost perceptions and college-going for low-income students
High hopes, big debts (class of 2008)
Putting students ahead of private banks: Student Aid and Fiscal Responsibily Act (SAFRA) myths-facts
Improving access to higher education by promoting saving
"The State of College Savings Survey" finds parent confidence crashing as they rely on loans, shift debt burden to their children
Opportunity adrift: Our flagship universities are straying from their public mission
Financial education in TRIO programs
Insuring college failure risk
Student debt 101
Canada's Tuition and Education Tax Credits
Mind the access gap: Breaking down barriers to post-secondary education
Showing them the money: The role of institutional financial aid policies and communication strategies in attracting low-income students
Providing effective financial aid assistance to students from foster care and unaccompanied homeless youth
Assets and liabilities, educational expectations, and children's college degree attainment
Balancing acts: How high school counselors view risks and opportunities of student loans
Student debt and the class of 2005: Average debt by state, sector, and school
Update: State policies regarding in-state tuition for undocumented students
Paying back, not giving back: Student debt's negative influence on public service career opportunities
Closing the gaps by 2015: The Texas higher education plan
The global state of higher education and the rise of private finance
In-state tuition for undocumented immigrants: States' rights and educational opportunity
Forming a college-going community in U.S. public high schools
National and state data
Second to none in attainment, discovery, and innovation: The national agenda for higher education
Higher education: Tuition continues to rise, but patterns vary by institution type, enrollment, and educational expenditures
United Negro College Fund (UNCF) Scholarships
Strengthening financial aid policies for low-income working adults
A matter of trust: Ten key insights from recent public opinion research on attitudes about education among Hispanic parents
Gates Millenium Scholars Program
Beyond myths: The growth and diversity of Asian American college freshmen: 1971-2005
Constrained after college: Student loans and early career occupational choices
Voces (Voices): A profile of today's Latino college students
A college access contract
Financial aid pledges to reduce student debt (list of colleges and universities reducing or eliminating student loans for low-income families)
Black college dollars: 2007-2008 Directory of scholarships for African-American students
Do loans increase college access and choice? Examining the introduction of universal student loans
The money manual: A personal finance guide from the Hispanic Scholarship Fund
Lottery funded merit scholarships: Some lessons from the Florida Bright Futures Scholarship program
A research agenda for the study of the effects of borrowing and the prospects of indebtedness on students' college-going choices
Paying for college: The rising cost of higher education
Diversity and persistence in Indiana higher education: The impact of preparation, major choices, and financial aid
How families of low- and middle-income undergraduates pay for college: Full-time dependent students in 1999-2000
What students pay for college: Changes in net price of college attendance between 1992-93 and 1999-2000
An overview of higher education in the United States: Diversity, access, and the role of the marketplace
In state tuition for undocumented immigrants
Rhetoric and reality: Effects and consequences of the HOPE scholarship
Borrowers who drop out: A neglected aspect of the college student loan trend
When saving means losing: Weighing the benefits of college-savings plans
Access for all? Debating in-state tuition for undocumented alien students
Empty promises: The myth of college access in America
Repository of resources for undocumented students
Aid and innovation: How federal financial aid policy impacts student success and how states can respond
A record one-in-five households now owe student loan debt
Profile of 2007-08 first-time bachelor's degree recipients in 2009
Can scholarships alone help students succeed? Lessons from two New York City community colleges
Accelerating college knowledge: Examining the feasibility of a targeted early commitment Pell Grant program
Increasing return on investment from federal student aid
The student debt crisis
Four Cornerstones of Financial Literacy Curriculum
Adding it all up in 2012: Are college net price calculators easy to find, use and compare?
Student debt and the class of 2011
Lost without a map: A survey about students' experiences navigating the financial aid process
Debt, jobs, diversity and who gets in: A survey of admissions directors
Balancing passion and practicality: The role of debt and major on students' financial outcomes: Executive Summary
Balancing passion and practicality: The role of debt and major on students' financial outcomes
Making loans work: How community colleges support responsible borrowing
Keeping the promise of opportunity: Redesigning financial aid to support post-secondary completion among low-income young adults
Beyond need and merit: Strengthening state grant programs
Trends in college spending, 1999-2009
Financial Aid Shopping Sheet
2012 Household financial planning survey
The student aid gauntlet: Making access to college simple and certain
The role of student loans in college access
Just and efficient college finance
The burden of borrowing: A report on the rising rates of student debt
Socioeconomic status, race/ethnicity, and selective college admissions
Debt burden: Repaying student debt
Access denied: Restoring the nation’s commitment to equal educational opportunity
Held back: How student aid programs fail working adults
Private loans and choice in financing higher education
Improving lives through higher education: Campus programs and policies for low-income adults
Lumina Foundation focus: Restricted access: The doors to higher education remain closed to many deserving students
Do grants matter?
Left behind: Unequal opportunity in higher education
Discounting toward disaster: Tuition discounting, college finances, and enrollments of low-income undergraduates
Easy money: How congress could increase federal student aid funding at no additional cost to taxpayers
Affordability of postsecondary education: Equity and adequacy across the 50 states
Paying for college: Changes between 1990 and 2000 for full-time dependent undergraduates
No merit in these scholarships
Education as crime prevention: Reinstating Pell Grant eligibility for the incarcerated
A closer look at the President's proposal for changes in student assistance
Debt burden: A comparison of 1992-93 and 1999-2000 bachelor's degree recipients a year after graduating
2003 Status report on the federal education loan programs
Income of U.S. workforce projected to decline if education doesn't improve
Policy on dual credit courses taught in high schools by high school faculty
Net price to family for dependent and independent undergraduate students by institutional type/control and parental income quartiles, 2004
The student debt dilemma: Debt aversion as a barrier to college access
Addressing student loan repayment burdens: Strengths and weaknesses of the current system
Investing in America's future: Why student aid pays off for society and individuals
Financial access: What it is, what it isn't, and how to educate people about it
Access and persistence: Winter 2006
ACSFA policy brief: The toolbox and student aid policy
Mortgaging our future: How financial barriers to college undercut America's global competitiveness
Documenting the shift to merit
Grants for students: What they do, why they work
Making college affordable: A work-book on financial aid, loans, and scholarships for college-bound students and their families
Making college affordable: A work-book on financial aid, loans, and scholarships for college-bound students and their families (Spanish version)
Perceptions of college financial aid among California Latino youth
Internet inequalities: Financial aid, the internet, and low-income students
Merit aid and college access
Indiana project on academic success: Retention Bibliography
American Indian, Alaska Native, and Native Hawaiian education in the states
State of decline? Gaps in college access and achievement call for renewed commitment to educating Californians
Study of the effect of the Talent Search program on secondary and postsecondary outcomes in Florida, Indiana and Texas
Breaking through the barriers to college: Empowering low-income communities, schools, and families for college opportunity and student financial aid
Sallie Mae: First in my family scholarship
Destination university: A guide to college for students and their families (English Version)
American Indian higher education consortium
Low-income students and college success: More than money
Indiana's adult education and workforce skills performance report: Preparing adults for a brighter future
The Chafee Educational and Training Voucher (ETV) program: Six states' experiences
The CollegeKeys Compact: Getting ready, getting in, and getting through college: Expanding options for low-income students
State merit aid programs: Responses by Florida community colleges
2007 Status report on the Pell Grant program
Community college fast facts
Project on student debt: State by state data
Confronting the "new" American dilemma: Underrepresented minorities in engineering: A data-based look at diversity (Executive Summary)
The status of African Americans in engineering: Confronting the "new" American dilemma
What are they and how do I use them? Strategies and tools to increase and improve filing of the federal Hope and Lifetime Learning education tax credits by low-income filers
Development Fund for Black Students in Science and Technology Scholarships
Transition matters: Community college to bachelor's degree
Window of opportunity: Targeting federal grant aid to students with the lowest incomes
Colleges and universities expand efforts to improve access and affordability
The credit crunch and student loans: Don't react before getting the facts
Education Finance Council
Reaching higher with Ivy Tech Community College of Indiana: Focusing on the roll of community colleges
Association of American Indian Affairs (AAIA)
Student loans and public accountability
Texas public universities' data and performance report: Part A
Education watch California: Key facts and figures
Education watch Texas: Key education facts and figures 2004
Education watch Texas: Key education facts and figures 2006
Initiative on Educational Excellence for Hispanic Americans Website and Secondary School Toolkit - Spanish Version
Education watch Washington: Key education facts and figures 2004
Education watch Washington: Key education facts and figures 2006
College access for the working poor: Overcoming burdens to succeed in higher education
Opening doors to earning credentials: Impressions of community college access and retention from low-wage workers
Back to school: Federal student aid policy and adult college enrollment
Education a Tu Alcance (Spanish Version)
Hacia Adelante - Pathways to College - A Guide for Latino Families
College on credit: How borrowers perceive their education debt
The debt explosion among college graduates
Income and financial aid effects on persistence and degree attainment in public colleges
Student debt: Bigger and bigger
Student loan forgiveness programs
The campus-based financial aid programs: A review and analysis of the allocation of funds to institutions and the distribution of aid to students
Latinos in graduate education
Latinos in undergraduate education
Opening the door to the American Dream: Increasing higher education access and success for immigrants
College grants on a postcard: A proposal for simple and predictable federal student aid
Low income student scholarships
Ethnic Minority and Women's Enhancement Postgraduate Scholarship for careers in athletics
Financial aid and scholarship information for undocumented students
Hispanic Scholarship Fund: Frequently asked questions
ACE Online Information Center
Report on the meta-analysis of post-secondary institutional graduate surveys
Hopes & hurdles: California foster youth and college financial aid
Paying for college success: An introduction to the performance-based scholarship demonstration
Report on student debt: Canadian college student survey and Canadian undergraduate survey consortium
The impact of bursaries: Debt and student persistence in post-secondary education
The Millennium Bursary in British Columbia: Exploring its impact: Summary report (2004)
The price of knowledge 2004: Access and student finance in Canada
Future to Discover: Early Implementation Report
Future to discover: Early implementation report -- Executive summary
A new kind of student aid: Creating, implementing and assessing the Millennium Access Bursaries
State and community-based promise programs: Early commitments of financial aid for college
Work less, study more, & succeed: How financial supports can improve postsecondary success
The class of 2003 high school follow-up survey
Top 10 higher education state policy issues for 2010
Best practices in statewide articulation and transfer systems
La Plaza's scholarship and financial aid guide for Latino's in Indiana - Fall 2009
Access and persistence: Fall 2009
Putting money on the table: Information, financial aid, and access to college
Toward more inclusive college savings plans: Sample state legislation
State Higher Education Finance FY 2009
Citizenship now! Information for undocumented students
A portrait of low-income young adults in education
The Condition of Education 2010
State early commitment programs: A contract for college success?
IDA Pays: Examining the potential of education IDAs
New strategies in delivering education IDAs: Rethinking program design
IDA pays: A missing piece of the access puzzle
Investing in Indiana's adult workers: Increasing financial aid opportunities
Loan forgiveness for public service employees
Getting with the program: Community college students need access to federal loans
From high school to the future: Making hard work pay off: The road to college for students in CPS's academically advanced programs
Making high school students into "college material"
A clear and present danger to institutional and student success: A training model for embedding student loan default aversion within strategic enrollment management
FinAid: Income-based repayment
Access to Medical Education in Canada: Do Differing Tuition Regimes Affect Access and Career Choice?
Strategies to empower low-income and minority students in gaining admission to and paying for college
Factors affecting the use of student financial assistance by first nations youth
Do increases in Pell and other grant awards increase college-going among lower income high school graduates? Evidence from a 'natural experiment'
Promise lost: College-qualified students who don't enroll in college
Science bound program (for Indianapolis public school students)
From assets to school outcomes: How finances shape children's perceived possibilities and intentions
Recent changes to eligibility requirements and additional efforts to promote awareness could increase Academic Competitiveness and SMART Grant participation
Apply to succeed: Ensuring community college students benefit from need-based financial aid
Frequently asked questions regarding public service loan forgiveness
Loan forgivness for public service employees
Is college opportunity slipping away? Parents and the public voice concerns about higher education access and affordability
Pushing the envelope: State policy innovations in financing postsecondary education for workers who study
Is college worth it? College presidents, public assess value, quality and mission of higher education
Analysis of preliminary FY2009 2-year cohort default rates
Wealth, income, and academic achievement in the college-going process
How college pricing undermines financial aid
Accounting for socioeconomic differences in delaying the transition to college
Keeping students enrolled: How community colleges are boosting financial resources for their students
Community college students and grant aid: Bringing equity to the provision of grant aid by states and institutions
Buying college: What consumers need to know
Profiting from health care: The role of for-profit schools in training the health care workforce
How to support college-bound undocumented students: Advice for parents
Do institutions respond asymmetrically to changes in state need- and merit-based aid?
Lumina Foundation focus: The cost quandary: Hard times intensify the nation's urgent need for college graduates
The rise of college student borrowing
Getting what we pay for: State community college funding strategies that benefit low-income, lower-skilled students
How America pays for college 2010: A national study by Sallie Mae and Gallup
After the FAFSA: How red tape can prevent eligible students from receiving financial aid
Web tables - trends in undergraduate stafford loan borrowing: 1989-90 to 2007-08
The impact of Pell grants on academic outcomes for low-income California community college students
Beyond the master plan: The case for restructuring baccalaureate education in California
Western Policy Exchanges
Cohort default rates in context
Fall 2011: Estimated headcount enrollment and Pell Grant trends
What can we learn from law school? Legal education reflects issues found in all of higher education
The role of Pell Grants in access, persistence and completion
How America pays for college 2011
Degreeless in debt: What happens to borrowers who drop out
Moving on up: How tuition tax breaks increasingly favor the upper middle-class
Does more money matter? An introduction to the performance-based scholarship demonstration in California
Enrollment management, Inc.: External influences on our practice
Conditional cash transfers and college persistence: Evidence from a randomized need-based grant program
Priced out: How the wrong financial-aid policies hurt low-income students
The bottom line: Ensuring that students and parents understand the net price of college
The College Match Program
Promoting educational opportunity: The Pell Grant program at community colleges
Debt to degree: A new way of measuring college success
Employer-paid tuition advancement for low-income workers
College Savings Foundation: 2011 Survey of parents
Lifting the fog on inequitable financial aid policies: A companion brief to priced out: How the wrong financial aid policies hurt low-income students
Postsecondary education student outcomes vary at for-profit, non-profit, and public schools
The hidden costs of community colleges
Preserving the federal Pell Grant Program
Higher education findings from a nationwide bipartisan survey of 872 respondents age 18-34
Staying on track: Early findings from a performance-based scholarship program at the University of New Mexico
Military service members and veterans: A profile of those enrolled in undergraduate and graduate education in 2007-08
Testing the impact of Higher Achivement's year-round out-of-school-time program on academic outcomes
Providing effective financial aid assistance to students from foster care and unaccompanied homeless youth: A key to higher education access and success: Version 2.0
Using data and inquiry to build equity-focused college-going cultures
Affordable at last: A new student loan system
Student debt and the class of 2010
Getting through: Higher education's plan to increase the college completion rates of Boston public schools graduates
Up for grabs: The gains and prospects of first- and second generation young adults
Critical choices: How colleges can help students and families make better decisions about private loans
Underserved students who earn credit through prior learning assessment have higher degree completion rates and shorter time-to-degree
National Coalition for College Completion
The educational experience of young men of color: A review of research, pathways, and progress
How students are making it: Perspectives on getting through college from recent graduates of the Boston Public Schools (Full Report)
How students are making it: Perspectives on getting through college from recent graduates of the Boston Public Schools (Short Version)
Gender inequalities in education
Replenishing opportunity in America: The 2012 midterm report of public higher education systems in the Access to Success Initiative
Borrowers on hold: Student loan collection agency complaint systems need massive improvement
Make me a match: Helping low-income and first generation students make good college choices
2011 Survey of differential tuition at public higher education institutions
College hopes and worries survey
Hard choices ahead: Performance and policy in Texas higher education
Grading student loans
Maximizing the College Choice Process to Increase Fit & Match for Underserved Students
High debt, low information: A survey of student loan borrowers
The educational experience of young men of color: A review of research, pathways and progress
Closing the door, increasing the gap: Who's not going to (community) college?
Why policymakers should care about children's savings
State policy profiles for completion by design
The economic value of opportunity youth
Unbundling youth, family, and community involvement in college access: On the ground in Austin, Texas
Smart spending: Reforming federal financial aid for higher education
Advocacy in action toolkit
Federal student loan interest rates: History, subsidies, and cost
Seeking assistance: Who gets financial aid at California community colleges?
Financial aid at California community colleges: Pell grants and fee waivers in 2003-04
Student debt and the class of 2009
ACT college readiness case study: "You can go to college": Foster High School
Investing in education and equity: Our nation's best future
Tuition discounting: Institutional aid patterns at public and private colleges and universities, 2000-01 to 2008-09
Postsecondary educational trajectories of urban youth: Addressing vulnerabilities and barriers to enrollment and persistence
Latinos and financial aid: Applying and receiving 2007-2008
HBCU distance learning 2010
College planning for undocumented students
Dollars for degrees: Structuring post-secondary scholarships to increase student success
College choice process of Latino undocumented students: Implications for recruitment and retention
How America saves for college: 2010
Web tables - profiles of students in graduate and first-professional education: 2007-08
College success for all: How the Hidalgo independent school district is adopting early college as a district-wide strategy
The advanced placement program benefits mainly well-prepared students who pass AP exams
Scholarships for students regardless of immigration status: 2009-2010
GetMeToCollege.org: For undocumented students
We dream a world: The 2025 vision for black men and boys
Benefitting whom? For-profit education companies and the growth of military educational benefits
When opportunity knocks, who answers? New evidence on college achievement awards
Piling it on: The growth of proprietary school loans and the consequences for students
Cohort default rate resources
Driving innovation: How six states are organizing to improve outcomes in developmental education
Lumina Foundation Focus: Un nuevo dia: As Latino population grows, so must college attainment
Who wins? Who pays? The economic returns and costs of a Bachelor's degree
Status and trends in the education of American Indians and Alaska Natives: 2008
Trends in student aid 2008
College credit in high school: Access and success for low-income and minority students
Student debt and the class of 2007
Becoming credit-wise: What students (and you!) should know
Student loans: Avoiding deceptive offers
Funding education beyond high school: The guide to federal student aid 2009-10
Indiana Latino Institute, Inc. Careers for the Future Scholarship 2009-2010
Funding education beyond high school: The guide to federal student aid 2009-10 (Spanish language version)
2007-08 National postsecondary student aid study (NPSAS:08): Student financial aid estimates for 2007-08
Official cohort default rates for schools
The impact of increases in Pell Grant awards on college-going among lower income youth: Results from a natural experiment
Deciding on postsecondary education
Improving academic preparation for college: What we know and how state and federal policy can help
Building tomorrow's workforce: Promoting the education and advancement of Hispanic immigrant workers in America
The case for more attention to financial assistance for adult learners in Indiana who will need to seek Bachelor's degree completion at a distance
The millennium bursary in New Brunswick: Impact on debt and persistence
Do Perceptions Matter Regarding the Costs and Benefits of a Post-Secondary Education?
Measuring the Effectiveness of Student Assistance (MESA) -- Annual Report 2007
Easing the middle-class burden: An Examination of the implications of reducing parental contributions to post-secondary study
How America pays for college 2009: A national study by Gallup and Sallie Mae
How America saves for college 2009: Sallie Mae's national study of students and parents
How much are college students borrowing?
A new goal for America's high schools: College preparation for all
National studies find TRIO programs effective at increasing college enrollment and graduation
Top ten state policy issues for higher education in 2009
National opportunity to learn campaign: Lost opportunity: A 50 state report on the oppotunity to learn in America
National opportunity to learn campaign: State data and analysis
Characteristics of private student loan borrowers who do not use federal education loans
Quick facts about financial aid and community colleges, 2007-08
Getting ready for college: Financial concerns and preparation among the high school senior class of 2003-04
SREB/Go Alliance
The path forward: The future of graduate education in the United States
Effective college access, persistence and completion programs and strategies for underrepresented student populations: Opportunities for scaling up
College readiness for all: The challenge for urban high schools
Income Based Repayment Calculator
The tax and transfer fiscal impacts of dropping out of high school in Philidelphia city and suburbs
Latino College Dollars: Scholarships for Latino students
College readiness issue brief: Early commitment of financial aid: Individual development accounts (IDAs) for higher education
Working too hard to make the grade: How fewer work hours and more financial aid can help California community college students succeed
The educational crisis facing young men of color: Reflections on four days of dialogue on the educational challenges of minority males
Raising their voices: Engaging students, teachers, and parents to help end the dropout epidemic
How youth plan to fund college
The Canadian student financial aid system: The case for modernization
Canadian college student finances
Does money matter? II
Canadian college student finances: Second edition
Canadian college student finances: Third edition (2005)
The 2003 Ontario College Applicant Survey
Re-imagining community colleges in the twenty-first century
Charting a necessary path: The baseline report of public higher education systems in the Access to Success initiative
Between two worlds: How young Latinos come of age in America
2009 What works for Latinos in higher education
Affordability of UNCF-member institutions
Innovations in college readiness: How early college schools are preparing students underrepresented in higher education for college success
Student Financial Survey: Baseline Results (2001)
Post-secondary access and student financial aid in Canada: Current knowledge and research gaps
Fighting for quality and equality, too: How states and policymakers can ensure the drive to improve teacher quality doesn't just trickle down to poor and minority children
Student debt and the class of 2008
College access and tax credits
Don't get scammed on your way to college!
Repayment glossary
Financial aid glossary: Some terms you may enounter on the road
Access to college: The role of tuition, financial aid, scholastic preparation and college supply in public college enrollments
California Community Colleges: Making them stronger and more affordable
Immigration debate resources
Going to the source: A practical way to simplify the FAFSA
Inventing Hispanic serving institutions (HSIs): The basics
The economic promise of investing in high-quality preschool: Using early education to improve economic growth and the fiscal sustainability of states and the nation
Straight from the source: What works for first-generation college students
The progress of education reform: Closing the achievement gap
A whole 'nother world: Students navigating community college
Undergraduate students and credit cards 2004: An analysis of usage rates and trends
Initiative on Educational Excellence for Hispanic Americans Website and Secondary School Toolkit - English
College Access: Indiana
Post-secondary education options for low-income students
Addressing the needs of adult learners
Developing your vision while attending college
The College and Financial Aid Guide for Undocumented AB540 Immigrant Students
Financing graduate education: A guide for prospective students
Helping families finance college: Improved student loan disclosures and counseling
Achievement trap: How America is failing millions of high-achieving students from lower-income families
Fifty states of achieving the dream: State policies to enhance access to community colleges across the United States
Ed Fund
Scholarships for Hispanics
Grants for Individuals: Minorities
Financial Literacy for You (FLY)
Early intervention programs: Opening the doors to higher education
Achievement and attainment in Chicago charter schools
Education Finance Council (EFC)'s financial literacy homepage
On ramp to college: A state policymaker's guide to dual enrollment
Jackie Robinson Foundation Scholarship Program
Korean American Scholarship Foundation
Morris K. Udall Scholarship
National Action Council for Minorities in Engineering (NACME) Scholarships
Ron Brown Scholar Program
Leveraging postsecondary partners to build a college-going culture: Tools for high school-postsecondary partnerships
How America pays for college: Sallie Mae's national study of college students and parents
Helping community college students cope with financial emergencies: Lessons from the Dreamkeepers and Angel Fund financial aid programs
Education longitudinal study of 2002 (ELS:2002): A first look at the initial postsecondary experiences of the high school Sophomore class of 2002
Student debt and the class of 2006
Unmasking the effects of student engagement on college grades and persistence
Characteristics of minority-serving institutions and minority undergraduates enrolled in these institutions
Advanced placement report to the nation: 2007
Indiana Chafee Education and Training Voucher (ETV) Program
Orphan Foundation of America
2006-2007 National directory of scholarships, internships, and fellowships for Latino youth
2007 Survey of parents of college-bound freshman
2007-08 Directory of colleges cooperating with the SAT program fee-waiver service
Are teachers prepared for racially diverse schools? Teachers describe their preparation, resources, and practices for racially diverse schools
The 4th annual AP report to the nation
Green lights and red tape: Improving access to financial aid at California's community colleges
Top 50 Colleges for African Americans
Economic mobility: Is the American Dream alive and well?
From high school to the future: Potholes on the road to college
Federal Aid First
Financial aid for Native American students
Opening doors: Promoting student success in community college and beyond
Hitting home: Quality, cost, and access challenges confronting higher education today
Graduating with debt: The biggest threat to young American's financial well-being?
Quick facts about student debt
Recession, retrenchment, and recovery: State higher education funding and student financial aid
Increasing the achievement of Native American youth at early college high schools
High hopes, big debts
American Indian college fund
On the road to college: Developing mobile and regional outreach services
Admission possible
NDSFA: Getting the most out of federal aid spending -- encouraging colleges and universities to promote the common good
Dealing with debt: 1992-93 bachelor's degree recipients 10 years later
Financial aid and postsecondary opportunity for nontraditional age pre-college students: The roles of information and education delivery systems
Characteristics of undergraduate borrowers: 1999-2000
Expanding access and opportunity: The impact of the Gates Millennium Scholars Program
Tuition discounting: Not just a private college practice
Segal AmeriCorps Education Award
Measuring up 2006
Who goes to preschool and why does it matter?
Grappling with the access problem
Financial aid issues for students from low income families
Doors of opportunity opening or closing: We are using tax credits and tuition discounts to appease middle-class voters instead of expanding educational opportunity
The NASFAA journal of student financial aid
Lumina Foundation focus
School context, student attitudes and behavior, and student achievement: An exploratory analysis
Twenty-first Century Scholars Program
Higher education for undocumented students: The case for open admission and in-state tuition rates for students without lawful immigration status
U.S. Department of Education: The Hope Scholarship and Lifetime Learning Credit
Advisory committee on student financial assistance
Trends in student aid 2005
Transitions to college: From theory to practice
Bridging the gap: Academic preparation and postsecondary success of first generation students
It's kind of different: Student experiences in two early college high schools
Federal student loan debt:1993-2004
State higher education finance: FY 2004
Student financing of undergraduate education: 1999-2000
Foster care independence act of 1999 and John H. Chafee Foster Care Independence Program
The affordability of university education: A perspective from both sides of the 49th parallel
What we know about access and success in postsecondary education: Informing Lumina Foundation's strategic direction
Preserving access with excellence: Financing for rural community colleges
Private scholarships count: Access to higher education and the critical role of the private sector
Persistence and attainment of beginning students with Pell Grants
How curriculum influences college persistence in Indiana and the nation
The role of finances in the persistence process.: A structural model
Capturing the college potential of students from underserved populations: An analysis of efforts to overcome social and financial barriers to college
College knowledge: What Latino parents need to know and why they don't know it
2003 status report on the Pell grant program
Trends in student aid 2003
College affordability: Overlooked long-term trends and recent 50 state patterns
Debts and decisions: Student loans and their relationship to graduate school and career choice
Pell Grant recipients in selective colleges and universities
Getting ready for success: Bridging the gap between high school and college in Tacoma, Washington
Denied? The impact of student debt on the ability to buy a house
New Americans in postsecondary education: A profile of immigrant and second-generation American undergraduates
How America pays for college 2012
Broadening the benefits of dual enrollment: Reaching underachieving and underrepresented students with career-focused programs
The economic case for higher education
Finding your workforce: The top 25 institutions graduating Latinos in health professions and related programs by academic level
MPI updates national and state level estimates of potential DREAM Act beneficiaries
What can a multifaceted program do for community college students?
A better affirmative action: State universities that created alternatives to racial preferences
Review of the effects of school vouchers on college enrollment: Experimental evidence from New York City
Trends in student aid 2012
The role of tuition, financial aid policies, and student outcomes on average student debt
Information and college access: Evidence from a randomized field experiment
From capacity to success: HSIs and Latino student success through Title V
Improving the college scorecard: Using student feedback to create an effective disclosure
The missing "one-offs": The hidden supply of high achieving, low-income students
Feed the Pig Financial Planning for College