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Annotated Bibliography

Author(s):Cunningham, A., and Santiago, D
Title:Student aversion to borrowing: Who borrows and who doesn't
Source:http://www.ihep.org/assets/files/publications/s...
Date:2008
Organization:Institute for Higher Education Policy
Short Description:This research report study highlights the borrowing patterns of students who choose to enroll in college and provides suggestions about why certain students may not borrow, even when borrowing seems to be a logical choice.
Annotation:This research report study highlights the borrowing patterns of students who choose to enroll in college and provides suggestions about why certain students may not borrow, even when borrowing seems to be a logical choice. It uses the demographic and enrollment characteristics of undergraduate students, as well as interviews with students and financial aid administrators, to gain a better understanding of students’ use of loans as a means to finance their college career.
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Associated Keywords:
Borrowing/Student Debt
College Access
Demographics
Documents
Enrollment
Financial Aid, Affordability, Tuition, and Costs
Low-Income Students
Minority/Race/Ethnicity

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College readiness issue brief: Early commitment of financial aid: Individual development accounts (IDAs) for higher education
Working too hard to make the grade: How fewer work hours and more financial aid can help California community college students succeed
The educational crisis facing young men of color: Reflections on four days of dialogue on the educational challenges of minority males
Raising their voices: Engaging students, teachers, and parents to help end the dropout epidemic
How youth plan to fund college
The Canadian student financial aid system: The case for modernization
Canadian college student finances
Does money matter? II
Canadian college student finances: Second edition
Canadian college student finances: Third edition (2005)
The 2003 Ontario College Applicant Survey
Re-imagining community colleges in the twenty-first century
Charting a necessary path: The baseline report of public higher education systems in the Access to Success initiative
Between two worlds: How young Latinos come of age in America
2009 What works for Latinos in higher education
Affordability of UNCF-member institutions
Innovations in college readiness: How early college schools are preparing students underrepresented in higher education for college success
Student Financial Survey: Baseline Results (2001)
Post-secondary access and student financial aid in Canada: Current knowledge and research gaps
Fighting for quality and equality, too: How states and policymakers can ensure the drive to improve teacher quality doesn't just trickle down to poor and minority children
Student debt and the class of 2008
College access and tax credits
Don't get scammed on your way to college!
Repayment glossary
Financial aid glossary: Some terms you may enounter on the road
Access to college: The role of tuition, financial aid, scholastic preparation and college supply in public college enrollments
California Community Colleges: Making them stronger and more affordable
Immigration debate resources
Going to the source: A practical way to simplify the FAFSA
Inventing Hispanic serving institutions (HSIs): The basics
The economic promise of investing in high-quality preschool: Using early education to improve economic growth and the fiscal sustainability of states and the nation
Straight from the source: What works for first-generation college students
The progress of education reform: Closing the achievement gap
A whole 'nother world: Students navigating community college
Undergraduate students and credit cards 2004: An analysis of usage rates and trends
Initiative on Educational Excellence for Hispanic Americans Website and Secondary School Toolkit - English
College Access: Indiana
Post-secondary education options for low-income students
Addressing the needs of adult learners
Developing your vision while attending college
The College and Financial Aid Guide for Undocumented AB540 Immigrant Students
Financing graduate education: A guide for prospective students
Helping families finance college: Improved student loan disclosures and counseling
Achievement trap: How America is failing millions of high-achieving students from lower-income families
Fifty states of achieving the dream: State policies to enhance access to community colleges across the United States
Ed Fund
Scholarships for Hispanics
Grants for Individuals: Minorities
Financial Literacy for You (FLY)
Early intervention programs: Opening the doors to higher education
Achievement and attainment in Chicago charter schools
Education Finance Council (EFC)'s financial literacy homepage
On ramp to college: A state policymaker's guide to dual enrollment
Jackie Robinson Foundation Scholarship Program
Korean American Scholarship Foundation
Morris K. Udall Scholarship
National Action Council for Minorities in Engineering (NACME) Scholarships
Ron Brown Scholar Program
Leveraging postsecondary partners to build a college-going culture: Tools for high school-postsecondary partnerships
How America pays for college: Sallie Mae's national study of college students and parents
Helping community college students cope with financial emergencies: Lessons from the Dreamkeepers and Angel Fund financial aid programs
Education longitudinal study of 2002 (ELS:2002): A first look at the initial postsecondary experiences of the high school Sophomore class of 2002
Student debt and the class of 2006
Unmasking the effects of student engagement on college grades and persistence
Characteristics of minority-serving institutions and minority undergraduates enrolled in these institutions
Advanced placement report to the nation: 2007
Indiana Chafee Education and Training Voucher (ETV) Program
Orphan Foundation of America
2006-2007 National directory of scholarships, internships, and fellowships for Latino youth
2007 Survey of parents of college-bound freshman
2007-08 Directory of colleges cooperating with the SAT program fee-waiver service
Are teachers prepared for racially diverse schools? Teachers describe their preparation, resources, and practices for racially diverse schools
The 4th annual AP report to the nation
Green lights and red tape: Improving access to financial aid at California's community colleges
Top 50 Colleges for African Americans
Economic mobility: Is the American Dream alive and well?
From high school to the future: Potholes on the road to college
IBRinfo.org
Federal Aid First
Financial aid for Native American students
Opening doors: Promoting student success in community college and beyond
Hitting home: Quality, cost, and access challenges confronting higher education today
Graduating with debt: The biggest threat to young American's financial well-being?
Quick facts about student debt
Recession, retrenchment, and recovery: State higher education funding and student financial aid
Increasing the achievement of Native American youth at early college high schools
High hopes, big debts
American Indian college fund
On the road to college: Developing mobile and regional outreach services
Admission possible
NDSFA: Getting the most out of federal aid spending -- encouraging colleges and universities to promote the common good
Dealing with debt: 1992-93 bachelor's degree recipients 10 years later
Financial aid and postsecondary opportunity for nontraditional age pre-college students: The roles of information and education delivery systems
Characteristics of undergraduate borrowers: 1999-2000
Expanding access and opportunity: The impact of the Gates Millennium Scholars Program
Tuition discounting: Not just a private college practice
Segal AmeriCorps Education Award
Measuring up 2006
Who goes to preschool and why does it matter?
Grappling with the access problem
Financial aid issues for students from low income families
Doors of opportunity opening or closing: We are using tax credits and tuition discounts to appease middle-class voters instead of expanding educational opportunity
The NASFAA journal of student financial aid
Lumina Foundation focus
School context, student attitudes and behavior, and student achievement: An exploratory analysis
Twenty-first Century Scholars Program
Higher education for undocumented students: The case for open admission and in-state tuition rates for students without lawful immigration status
U.S. Department of Education: The Hope Scholarship and Lifetime Learning Credit
Advisory committee on student financial assistance
Trends in student aid 2005
Transitions to college: From theory to practice
Bridging the gap: Academic preparation and postsecondary success of first generation students
It's kind of different: Student experiences in two early college high schools
Federal student loan debt:1993-2004
State higher education finance: FY 2004
Student financing of undergraduate education: 1999-2000
Foster care independence act of 1999 and John H. Chafee Foster Care Independence Program
The affordability of university education: A perspective from both sides of the 49th parallel
What we know about access and success in postsecondary education: Informing Lumina Foundation's strategic direction
Preserving access with excellence: Financing for rural community colleges
Private scholarships count: Access to higher education and the critical role of the private sector
Persistence and attainment of beginning students with Pell Grants
How curriculum influences college persistence in Indiana and the nation
The role of finances in the persistence process.: A structural model
Capturing the college potential of students from underserved populations: An analysis of efforts to overcome social and financial barriers to college
College knowledge: What Latino parents need to know and why they don't know it
2003 status report on the Pell grant program
Trends in student aid 2003
College affordability: Overlooked long-term trends and recent 50 state patterns
Debts and decisions: Student loans and their relationship to graduate school and career choice
Pell Grant recipients in selective colleges and universities
Getting ready for success: Bridging the gap between high school and college in Tacoma, Washington
Denied? The impact of student debt on the ability to buy a house
New Americans in postsecondary education: A profile of immigrant and second-generation American undergraduates
How America pays for college 2012
Broadening the benefits of dual enrollment: Reaching underachieving and underrepresented students with career-focused programs
The economic case for higher education
Finding your workforce: The top 25 institutions graduating Latinos in health professions and related programs by academic level
MPI updates national and state level estimates of potential DREAM Act beneficiaries
What can a multifaceted program do for community college students?
A better affirmative action: State universities that created alternatives to racial preferences
Review of the effects of school vouchers on college enrollment: Experimental evidence from New York City
Trends in student aid 2012
The role of tuition, financial aid policies, and student outcomes on average student debt
Information and college access: Evidence from a randomized field experiment
From capacity to success: HSIs and Latino student success through Title V
Improving the college scorecard: Using student feedback to create an effective disclosure
The missing "one-offs": The hidden supply of high achieving, low-income students
Feed the Pig Financial Planning for College