Indiana Pathways to College Network


About IPCN

Online Community

Library and Resources

Annotated Bibliography

Author(s):McElroy, L
Title:Student aid and university persistence - Does debt matter?
Organization:Canada Millennium Scholarship Foundation
Short Description:This paper deals with the relationship between student financial aid and persistence. It begins by reviewing the relevant literature, including studies of how students finance their education and the various factors (both financial and non-financial) that have been found to affect persistence.
Annotation:This paper deals with the relationship between student financial aid and persistence. It begins by reviewing the relevant literature, including studies of how students finance their education and the various factors (both financial and non-financial) that have been found to affect persistence. The second part of the paper consists of a retrospective study on education persistence. This study sought to determine whether student financial aid was related to persistence. Private sources of financing were not examined.
Link: View Full Text

Print Bibliography: HyperLink 

Is this item's link broken? Report Broken Link

Associated Keywords:
Financial Aid, Affordability, Tuition, and Costs
International Perspectives

Similar Items:
Does money matter? II
Canadians’ attitudes towards financing postsecondary education: Who should pay and how?
Post-secondary access and student financial aid in Canada: Current knowledge and research gaps
ACE Online Information Center
Subprime opportunity: The unfulfilled promise of for-profit colleges and universities
An analysis of inquiry, nonstart and drop reasons in nontraditional university student populations
Keeping students enrolled: How community colleges are boosting financial resources for their students
Does more money matter? An introduction to the performance-based scholarship demonstration in California
Can scholarships alone help students succeed? Lessons from two New York City community colleges
Income and financial aid effects on persistence and degree attainment in public colleges
The global state of higher education and the rise of private finance
“Why access matters” revisited: A review of the latest research
Easing the middle-class burden: An Examination of the implications of reducing parental contributions to post-secondary study
The impact of bursaries: Debt and student persistence in post-secondary education
Work less, study more, & succeed: How financial supports can improve postsecondary success
The price of knowledge: Access and student finance in Canada -- Third edition
Lowering student debt: Explaining the decline in the debt of university students in Manitoba
The millennium bursary in New Brunswick: Impact on debt and persistence
Do Perceptions Matter Regarding the Costs and Benefits of a Post-Secondary Education?
Integrated Postsecondary Education Data System (IPEDS)
Measuring the Effectiveness of Student Assistance (MESA) -- Annual Report 2007
Constrained after college: Student loans and early career occupational choices
Do loans increase college access and choice? Examining the introduction of universal student loans
10 New higher education ideas for a new Congress
2007-08 National postsecondary student aid study (NPSAS:08): Student financial aid estimates for 2007-08
California Community Colleges: Making them stronger and more affordable
Characteristics of undergraduate borrowers: 1999-2000
The role of finances in the persistence process.: A structural model
The affordability of university education: A perspective from both sides of the 49th parallel
ACSFA policy brief: The toolbox and student aid policy
The role of tuition, financial aid policies, and student outcomes on average student debt
Trends in student aid 2012
What can a multifaceted program do for community college students?
Who wins? Who pays? The economic returns and costs of a Bachelor's degree
Conditional cash transfers and college persistence: Evidence from a randomized need-based grant program
Trends in student aid 2011
Overcoming obstacles to college attendance and degree completion: Toward a pro-college savings agenda
The effects of student coaching in college: An evaluation of a randomized experiment in student mentoring
The differential impact of wealth vs. income in the college-going process
Service members in school: Military veterans' experiences using the post-9/11 GI Bill and pursuing postsecondary education
Rewarding progress, reducing debt: Early results from Ohio's performance-based scholarship demonstration for low-income parents
Re-imagining community colleges in the twenty-first century
The rising price of inequality: How inadequate grant aid limits college access and persistence
Report on the meta-analysis of post-secondary institutional graduate surveys
Recognizing excellence? Canada’s merit scholarships
Why stop after high school?: A descriptive analysis of the most important reasons that high school graduates do not continue to PSE
Does money matter?
Is university education in Canada more affordable than in the United States?: A Review of the Argument Presented in The affordability of university education: A perspective from both sides of the 49th parallel
A family affair: The impact of paying for college or university
The Millennium Bursary in British Columbia: Exploring its impact: Summary report (2004)
Factors affecting the use of student financial assistance by first nations youth
Canadian college student finances: Third edition (2005)
Canadian college student finances: Second edition
The price of knowledge 2004: Access and student finance in Canada
Student Financial Survey: Baseline Results (2001)
Benchmarks: WICHE Region 2009
Drowning in debt: The emerging student loan crisis
Education pays 2010
How America saves for college: 2010
Dollars for degrees: Financial aid and its impact on post-secondary degree completion in Texas
Measuring success by degrees: The status of college completion in SREB states
When opportunity knocks, who answers? New evidence on college achievement awards
Subprime opportunity: The unfulfilled promsie of for-profit colleges and universities
Trends in student aid 2010
How college pricing undermines financial aid
Tuition fees and student financial assistance: 2010 Global year in review
Roadmap for ensuring America's future
The role of Pell Grants in access, persistence and completion
Postsecondary education student outcomes vary at for-profit, non-profit, and public schools
Financial literacy at minority-serving institutions
Cheap for whom? How much education costs taxpayers
Staying on track: Early findings from a performance-based scholarship program at the University of New Mexico
The hidden costs of community colleges
Trends in college pricing 2011
2008-09 Baccalaureate and beyond longitudinal study (B&B:08/09)
Debt to degree: A new way of measuring college success
How America pays for college 2012
Private student loans
Debt, jobs, diversity and who gets in: A survey of admissions directors
Diversity and persistence in Indiana higher education: The impact of preparation, major choices, and financial aid
Reframing the student loan costing debate: The benefits of competition
A step toward college success: Assessing attainment among Indiana's Twenty-first Century Scholars
Trends in student aid 2005
Questions that matter: Setting the research agenda on access and success in postsecondary education
Persistence among first-generation college students in Indiana: The impact of precollege preparation, college experiences, and financial aid
State higher education finance: FY 2004
Student financing of graduate and first professional education: 1999-2000
First generation college students: A literature review
Preserving access with excellence: Financing for rural community colleges
Private loans and choice in financing higher education
Informing public policy: Financial aid and student persistence
Measuring up 2006
Global debt patterns: An international comparison of student loan burdens and repayment conditions
Eliminating complexity and inconsistency in federal financial aid programs for higher education students: Towards a more strategic approach
Position paper on the reauthorization of higher education act
Engines of inequality: Diminishing equity in the nation's premier public universities
College on credit: How borrowers perceive their education debt
The debt explosion among college graduates
Financing graduate education: A guide for prospective students
Education watch Indiana: Key education facts and figures 2006
From assets to school outcomes: How finances shape children's perceived possibilities and intentions
College-ready students, student-ready colleges: An agenda for improving degree completion in postsecondary education
Barriers to college attainment: Lessons from Chicago
Second to none in attainment, discovery, and innovation: The national agenda for higher education
Project Complete
Access and persistence: Fall 2005
A stronger nation through higher education: How and why Americans must meet a "big goal" for college attainment
Helping community college students cope with financial emergencies: Lessons from the Dreamkeepers and Angel Fund financial aid programs
Wealth mobility and volatility in black and white
How America pays for college: Sallie Mae's national study of college students and parents
Trends in college pricing 2008
Trends in student aid 2008
Student aversion to borrowing: Who borrows and who doesn't
The effectiveness of student aid policies: What the research tells us
Ready to assemble: A model state higher education accountability system
Denied: Community college students lack access to affordable loans
The CollegeKeys Compact: Getting ready, getting in, and getting through college: Expanding options for low-income students
Student loans and public accountability
A whole 'nother world: Students navigating community college
A multi-institution analysis of the effects of campus-based financial aid on student persistence at public four-year institutions
A scan of our changing environment, 2004 - 2005
Immigrant parents' investments in their children's post-secondary education
Foundations for success: Short-term impacts report
How much are college students borrowing?
A clear and present danger to institutional and student success: A training model for embedding student loan default aversion within strategic enrollment management
How America pays for college 2009: A national study by Gallup and Sallie Mae
Military service members and veterans in higher education: What the new GI Bill may mean for postsecondary institutions
Impact of college rankings on institutional decision making: Four country case studies
Financing higher education: A myriad of problems, a myriad of solutions
Rising tuition and enrollment in public higher education
The public realities of private student loans
Access to Medical Education in Canada: Do Differing Tuition Regimes Affect Access and Career Choice?
Mind the access gap: Breaking down barriers to post-secondary education
Canada's Tuition and Education Tax Credits
Report on student debt: Canadian college student survey and Canadian undergraduate survey consortium
Investing in their future: A survey of student and parental support for learning
Funding university education in Ontario: Ontario University applicant survey report
The class of 2003 high school follow-up survey
Future to Discover: Early Implementation Report
Future to discover: Early implementation report -- Executive summary
Measuring the effectiveness of student assistance - Annual report 2006
The Canadian student financial aid system: The case for modernization
Cost, commitment, and attainment in higher education: An international comparison
Characteristics of private student loan borrowers who do not use federal education loans
Top ten state policy issues for higher education in 2009
New strategies in delivering education IDAs: Rethinking program design
IDA pays: A missing piece of the access puzzle
Stronger department of education oversight needed to help ensure only eligible students receive federal student aid
Inequalities at the outset: Identifying factors that affect parents' perceptions of paying for college
Trends in college pricing 2009
Trends in student aid 2009
Ten Things you need to know about financial support for post-secondary students in Canada
Opening doors to earning credentials: Impressions of community college access and retention from low-wage workers
Feasibility of a student unit record system within the integrated postsecondary education data system
Improving educational opportunties for students who work
Wrestling rising costs with innovation
Student charges and financial aid: 2006-07
Low-income students and college success: More than money
Voces (Voices): A profile of today's Latino college students
2007 Status report on the Pell Grant program
What every college access practitioner should know about: Economic diversity in Indiana and U.S. colleges and universities
Strategic directions in Indiana education
Education Finance Council (EFC)'s financial literacy homepage
Education Finance Council
Trends in college spending: Where does the money come from? Where does it go?
Pushing the envelope: State policy innovations in financing postsecondary education for workers who study
Despite surging endowments, high-ranking universities and colleges show disappointing results in enrolling low-income students
New England Journal of Higher Education
The contract for college: A policy proposal to increase college access and affordability
Return on investment: Educational choices and demographic change in California's future
Texas public universities' data and performance report: Part A
Education watch Alabama: Key education facts and figures 2004
Education watch Alabama: Key education facts and figures 2006
Education watch Florida: Key education facts and figures 2004
Education watch Florida: Key education facts and figures 2006
Helping families finance college: Improved student loan disclosures and counseling
College grants on a postcard: A proposal for simple and predictable federal student aid
Costs, prices, and affordability
Student debt: Bigger and bigger
Undergraduate students and credit cards 2004: An analysis of usage rates and trends
Campus-based student financial aid programs under the higher education act
Student debt and the class of 2005: Average debt by state, sector, and school
Recession, retrenchment, and recovery: State higher education funding and student financial aid
The college and financial aid guide for: AB540 undocumented immigrant students
The future of private loans: Who is borrowing and why?
Georgia's HOPE scholarship and minority and low-income students: Program effects and proposed reforms
Study of the effect of the Talent Search program on secondary and postsecondary outcomes in Florida, Indiana and Texas
No way out: Student loans, financial distress, and the need for policy reform
Paying back, not giving back: Student debt's negative influence on public service career opportunities
Paying for college: The rising cost of higher education
The federal government and the student aid partnership
Access and persistence: Winter 2006
The art of student retention
Pathways to and through college: Linking policy with research and practice
Do grants matter?
Getting through college: Voices of low-income and minority students in New England
Left behind: Unequal opportunity in higher education
Discounting toward disaster: Tuition discounting, college finances, and enrollments of low-income undergraduates
Network news: Focus on finance policy, access, and affordability
Rhetoric and reality: Effects and consequences of the HOPE scholarship
College access in Indiana and the United States: A 2005 status report
Borrowers who drop out: A neglected aspect of the college student loan trend
Student loan forbearance and its relationship to default
Policies in sync: Appropriations, tuition, and financial aid in higher education
2003-04 National postsecondary student aid study: Undergraduate financial aid estimates for 2003-04 by type of institution
Access for all? Debating in-state tuition for undocumented alien students
The student aid gauntlet: Making access to college simple and certain
Trends in student aid 2003
Debts and decisions: Student loans and their relationship to graduate school and career choice
Undocumented immigrant students: A very brief overview of access to higher education in California
What colleges contribute: Institutional aid to full-time undergraduates attending four-year colleges and universities
How families of low- and middle-income undergraduates pay for college: Full-time dependent students in 1999-2000
State higher education finance: FY 2003
2003 Status report on the federal education loan programs
Student financing of undergraduate education: 1999-2000
Lumina Foundation focus: Dreams detoured: Rising college costs alter plans and threaten futures
Higher education for undocumented students: The case for open admission and in-state tuition rates for students without lawful immigration status
Institutional grants and baccalaureate degree attainment
Student financing of undergraduate education 2003-04, with a special analysis of the net price of attendance and federal education tax benefits
Taxing matters
The student debt crisis
Profile of 2007-08 first-time bachelor's degree recipients in 2009
Lost without a map: A survey about students' experiences navigating the financial aid process
Trends in college pricing 2012
Denied? The impact of student debt on the ability to buy a house
Balancing passion and practicality: The role of debt and major on students' financial outcomes: Executive Summary
Balancing passion and practicality: The role of debt and major on students' financial outcomes
Beyond need and merit: Strengthening state grant programs
Reducing undergraduate debt to increase Latina and Latino participation in STEM professions
Trends in college spending, 1999-2009
Student lending's failing grade
College Savings Foundation: 2011 Survey of parents
Analysis of preliminary FY2009 2-year cohort default rates
The effects of in-state tuition for non-citizens: A systematic review of the evidence
Federal higher education policy and the profitable nonprofits
Opportunities for efficiency and innovation: A primer on how to cut college costs
The expansion of private loans in postsecondary education
Affordable at last: A new student loan system
Higher education findings from a nationwide bipartisan survey of 872 respondents age 18-34
Performance-based scholarships: Emerging findings from a national demonstration
What can we learn from law school? Legal education reflects issues found in all of higher education
Why policymakers should care about children's savings
The American freshman: National norms fall 2011
The roll of Pell grants in access, persistence and completion
SREB: State data exchange report: 42 Years and still counting: 2010-11 Indicators report
Pell grants and the lifting of rural America's future
Does federal student aid raise tuition? New evidence on for-profit colleges
How America pays for college 2011
Statewide aid policies to improve college access and success
Degreeless in debt: What happens to borrowers who drop out
2011 Year in review: Global changes in tuition fee policies and student assistance
The great cost shift: How higher education cuts undermine the future middle class
Moving on up: How tuition tax breaks increasingly favor the upper middle-class
Survey of income and program participation data on educational attainment
Veteran's education benefits: Enhanced guidance and collaboration could improve administration of the Post-911 GI Bill program
Filling in the blanks: How information can affect choice in higher education
Reality check: Hispanic-serving institutions on the Texas border strategzing financial aid
Trends in student financing of undergraduate education: Selected years, 1995-96 to 2007-08
Trends in student financing of graduate and first professional education: Selected years 1995-96 to 2007-08
Delinquency: The untold story of student loan borrowing
Ensuring success for returning veterans
Closing the college completion gap: A guidebook for the faith community
Benefitting whom? For-profit education companies and the growth of military educational benefits
Do institutions respond asymmetrically to changes in state need- and merit-based aid?
The rise of college student borrowing
Dollars for degrees: Structuring post-secondary scholarships to increase student success
Web tables - trends in graduate borrowing: selected years, 1995-96 to 2007-08
Web tables - student financing of undergraduate education: 2007-08
Web tables - trends in undergraduate stafford loan borrowing: 1989-90 to 2007-08
The impact of Pell grants on academic outcomes for low-income California community college students
A decade of undergraduate student aid: 1989-90 to 1999-2000
Proposed legislative changes to the post-9/11 GI Bill: Potential implications for veterans and colleges
Tuition discounting: Institutional aid patterns at public and private colleges and universities, 2000-01 to 2008-09
The impact of loan repayment rates on minority students
Class differences: Online education in the United States, 2010
Insuring college failure risk
Opportunity adrift: Our flagship universities are straying from their public mission
Working too hard to make the grade: How fewer work hours and more financial aid can help California community college students succeed
Improving access to higher education by promoting saving
State Higher Education Finance FY 2009
Who borrows most? Bachelor's degree recipients with high levels of student debt
Getting ready for college: Financial concerns and preparation among the high school senior class of 2003-04
Paying for college success: An introduction to the performance-based scholarship demonstration
Student debt and the class of 2008
College and university commitments to student access and success: An overview of institutional postsecondary opportunity programs
The 'bottom' seventy percent: What America's elite institutions of higher learning owe to everyone else
Access and persistence: Fall 2009
The price of knowledge: Access and student finance in Canada
Pressure points in student financial assistance: Exploring the “Making Ends Meet” database
Making ends meet: The 2001–2002 student financial survey
Canadian college student finances
Deciding about post-secondary education: Hearing the voices of non-attendees